Mortgage Loan Underwriter - Springfield

Job Description

Job Description

Banc Mac, a United Community Bancorp entity, is in search of a Mortgage Loan Underwriter. Due to the expansion of correspondent and broker loan programs with banks and credit unions within the wholesale unit we are looking to add another position. This position is currently in house. The Underwriter performs a wide range of duties related to the underwriting of secondary market residential mortgage loans.

Essential Duties and Responsibilities :

• Renders underwriting decisions and subsequent clearing conditions to ensure credit guidelines are met
• Corresponds with Third Party Bank Lenders
• Keeps current on investor, agency and compliance guidelines
• Assists in timely completion and review of Adverse Action Loans and other tasks as warranted
• Other related duties as assigned

Qualifications :

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements :

Education / Experience Requirements :

Additional Requirements :

Attendance Requirements :

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations : none

Working Conditions :

This job operates in a clerical setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements :

Benefits :

The following benefit programs are available to all employees :

In addition, the following benefits are available to all full-time employees after meeting eligibility requirements :

Some benefit programs require contributions from the employee and all begin on the first of the month after eligibility is met. Certain benefits provided by United Community Bank are governed by plan documents.

Please visit https : / / ucbbanks.com / careers for more information on UCB's complete benefit package.