Mortgage Processor

Job Description

Job Description

CornerStone Staffing is helping a local Credit Union with hiring a Mortgage Processor in the Richardson, Texas area. If you match the below description, then APPLY TODAY!

Job Title : Mortgage Processor

Schedule : M-F 8am-5pm

Location : Richardson, Texas

Pay Rate : $24 / hr

Must be okay to run soft credit check

Position Summary :

This position exists to provide superior quality customer service to members who are in the process of obtaining a 1st Mortgage, Home Equity Loan, Home Equity Line of Credit and Home Improvement Loan. Mortgage Loan processors will process all loans in a timely and accurate manner. The employee will maintain an open line of communication with the member and / or branch personnel as all necessary paperwork and documents are being gathered. The employee will review all needed conditions of loan approval (i.e. appraisal, title, flood certifications and income verification) to ensure compliance to Texans Credit Union Policy, State and Federal regulations. Additionally, employee is responsible for preparing / distributing the required preliminary initial disclosures within the requisite time-frame per federal requirements, preparing closing documents and coordinating / scheduling loan closing dates.

Key Responsibilities :

• Comprehensive review and analysis of 1st Mortgage, Home Equity Loans, Home Equity Lines of Credit, Lot Loans, Construction Loans, and Home Improvement loans (purchase and refinance).
• Provide timely and accurate review of conditions of loan approval
• Calculation of basic income
• 1st line of appraisal and title review
• Establish timely and proactive communication routines to follow up on conditions of loan approval and loan status updates with our members and / or branch personnel
• Order and follow-up on vendor related documents (appraisal, title, flood certifications)
• Prepare and distribute preliminary initial disclosures
• Prepare and distribute loan closing documents
• Schedule loan closing appointments and coordinate with branch personnel
• Proactively manage loan pipeline
• Complete loan funding process
• 1st level escalation support
• Performs additional duties as assigned
• Provide utility and support in the following areas
• Home Equity Line of Credit (HELOC) Conversions
• Home Improvement Loan Draw Conversions
• Review and Monitor HELOC expiration C-View reporting. Prepare HELOC expiration letters (3 month and 9 month period

Qualifications & Skills :

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Company Description

CornerStone Staffing has been servicing the Dallas-Fort Worth metroplex since 1991. We are committed to supporting our community through our core values of compassion, integrity, self discipline, and faith.

CornerStone currently has 11 offices across the Metroplex to serve your needs. If you are a job seeker looking for short-term supplemental income or a full-time position that will launch a new career, we can assist you in finding the right opportunity!

Company Description

CornerStone Staffing has been servicing the Dallas-Fort Worth metroplex since 1991. We are committed to supporting our community through our core values of compassion, integrity, self discipline, and faith.\r\n\r\nCornerStone currently has 11 offices across the Metroplex to serve your needs. If you are a job seeker looking for short-term supplemental income or a full-time position that will launch a new career, we can assist you in finding the right opportunity!