Credit Specialist

Job Title : Credit Specialist

The main purpose of this job is to analyze commercial credits by conducting comprehensive financial analysis on companies of diverse industries and sizes. You'll work with seasoned Commercial Bankers and Portfolio Managers to prepare Credit Approval Summary packets for loan committees for all assigned markets requiring a high degree of accuracy. These packets are utilized by senior management for annual review of credit relationships, reaffirming loans due for renewal, and for approving new loans. In addition, the Credit Specialist will be responsible for financial statement spreading and other projects as assigned.

Preparation of Credit Approval Summary packets requires an understanding of financial statements and key financial metrics such as cashflow and leverage. Daily work includes research of loan documentation and an understanding of the various bank systems.

Credit Specialists works directly with Relationship Managers and Portfolio Managers in the Commercial line of business, including Commercial Banking, Business Banking, and Private Banking. The position provides an opportunity to learn credit analysis and an introduction to Commercial Banking.

Essential Functions

• Prepare Credit Approval Summary packets (minimal to moderate complexity)
• Prepare financial statement spreads and other credit related items as needed
• Perform basic financial analysis on companies of diverse industries and sizes for commercial loan requests working to research and learn loan structuring and cash flow
• Research and understand basic level loan documentation and various bank systems
• Submit work for feedback and analysis
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

Education & Experience

Location : 1000 Walnut St, Kansas City, Missouri 64106

Time Type : Full time