Underwriter I / II - Dwelling (Remote)

POSITION SUMMARY

The Underwriter (UW) is an individual who must apply basic underwriting skills to ensure that new business applications, endorsement requests, and inspections meet program criteria and underwriting requirements. This person performs duties within the underwriting rules and procedures established by Underwriting Management.

PRINCIPAL DUTIES & RESPONSIBILITIES

While no Job Description can possibly include all duties that may be required by the Association, the following is a summary of the primary responsibilities of the position.

Underwriter I

• Reviews new business applications for eligibility and completeness and declines applications that do not meet FAIR Plan underwriting requirements.
• Applies available underwriting tools to guard against adverse risks.
• Makes underwriting decisions according to the FAIR Plan's underwriting rules.
• Handles renewal and endorsement referrals, inspections and other underwriting correspondence.
• Handles referrals from other departments.
• Performs supportive office functions relevant to underwriting operations.
• Researches and resolves daily problems.
• Applies knowledge of insurance principles and coverages.
• Performs other duties as assigned by Underwriting leadership.
• Adheres to Federal and State laws and regulation.
• Any other duties needed to help fulfill the Association's Mission, abide by the Association's Values and fulfill the Association's Strategic Objectives.

Underwriter II

Qualifications :

UW I : Entry-level position focused on handling basic underwriting and following established procedures.

UW II : Advanced role with increased responsibilities, including handling complex issues, and mentoring junior staff.