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Mortgage Loan Officer

Mortgage Loan Officer

WMCUGrand Rapids, MI, US
3 days ago
Job type
  • Full-time
Job description

Job Description

Job Description

Description :

WMCU is seeking a knowledgeable and trustworthy Mortgage Loan Officer to serve our members across all branches and communities. This role is key in helping members navigate real estate lending with confidence and clarity, while delivering exceptional service and support.

What We’re Looking For :

  • Associate’s degree in a relevant field required; bachelor’s degree preferred.
  • 1–3 years of experience in mortgage lending or financial services.
  • Excellent communication and interpersonal skills.
  • Detail-oriented with a commitment to accuracy and compliance.
  • Professional demeanor and appearance per company standards.

What You’ll Do :

  • Meet with current and prospective members to take and review real estate loan applications.
  • Provide expert guidance on loan programs, options, and requirements.
  • Collaborate with underwriters to assess financial conditions, creditworthiness, and risk.
  • Communicate underwriting decisions and ensure members understand loan terms.
  • Prepare and finalize loan documentation in compliance with regulatory and Credit Union standards.
  • Close loans and explain terms and conditions to members.
  • Identify opportunities to cross-sell additional products and services.
  • Promote WMCU’s mortgage lending services within the real estate community.
  • Stay informed on mortgage trends, market conditions, and financial products.
  • Travel to and conduct business operations across various company branch locations.
  • Our Benefits :

  • Competitive salary plus incentives
  • A robust free benefit package (healthcare, dental, vision insurance, life, STD & LTD)
  • Health Savings Account plus company contributions
  • 401K plus up to 9% company contributions
  • Paid time off (10 holidays, volunteer time, birthday)
  • Education reimbursement
  • Annual merit raises
  • Employee Assistance Program
  • Your Future :

    Approximately half of our current team members have advanced through promotions or transfers within the Credit Union. We make it a priority to promote internal candidates whenever feasible, taking your professional goals into careful consideration. Join us and embark on a journey towards personal growth, where you’ll have the opportunity to develop new skills, expand your knowledge, and accomplish goals that enhance both your professional career and personal life.

    Who We Are :

    WMCU is a not-for-profit financial cooperative that proudly serves members at 11 locations across West Michigan. We are a local member-owned and operated credit union that strives to meet our members where they are at, helping them to grow financially and celebrate their successes. With a passion for community involvement, we are committed to supporting the communities our members and team members call home.

    WMCU is an Equal Employment Opportunity (EEO) employer, ensuring fair and unbiased employment practices.

    Requirements :

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    Mortgage Loan Officer • Grand Rapids, MI, US

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