Credit Risk Analyst II

Description

Position Summary

This position will focus on the Credit One Bank application processing systems, identifying opportunities for enhancement or streamlining, as well as identifying and remediating issues that may arise. This role will be responsible for representing the Risk Department in cross-functional projects and forums relating to the application process and ensuring that application decisions are behaving as expected based on rules and criteria in place. A good candidate will have a balance of technical skillsets to perform analyses and develop reporting tools and possess strong soft skills to manage stakeholders and projects. They will need to understand and retain technical information relating to our application systems.

Summary of Essential Job Functions

• Serve as the subject matter expert for all application processing rules and decisions
• Coordinate cross-functional meetings and projects to improve the application process or resolve known issues
• Act as the Risk representative in all application processing related matters, including incident remediations, bank wide initiatives or regular forums to discuss performance
• Develop and maintain custom reporting solutions using SQL, SAS, and Microsoft tools such as Excel
• Produce and maintain application processing procedure documents, ensuring visibility for other departments into how our application decisions are made
• Identify opportunities to enhance and expand our monitoring tools and either develop or see the development of these tools through to completion
• Provide guidance, training, and problem-solving assistance to other team members
• Perform ad hoc duties and analyses as assigned
• Demonstrate an ability to understand how application systems behave and challenge

Position Requirements

Preferred Experience and Skills

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.