Personal Lines Underwriter

Job Description

Job Description

Rural Mutual Insurance is seeking a detail-oriented Personal Lines Insurance Underwriter to join our growing team and support our Homeowners and Personal Auto lines of business. This hybrid role based in Madison, WI involves evaluating risk, making underwriting decisions, and collaborating with agents and internal teams to ensure compliance with company guidelines.

If you're ready to grow with a company that values teamwork and your expertise — apply today!

Compensation :

$55,000 - $70,000 yearly

Responsibilities :

• Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies.
• Review agent requests for exceptions to underwriting standards and provide timely decisions.
• Assess incoming policy change requests and determine appropriate action.
• Analyze risk alerts from claim adjusters and decide on renewal impacts.
• Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff.
• Manage daily, weekly, and monthly underwriting tasks via workbench systems.
• Make decisions within your letter of authority and follow department service standards.
• Provide input on product development and underwriting procedures.
• Perform other duties as assigned.

Qualifications :

About Company

What You'll Love About Rural Mutual Insurance :

We are a leading property and casualty insurance company based in Wisconsin, well known for our financial strength and longevity in the insurance industry. Our reputation in the marketplace ensures stability and opens up numerous growth opportunities for our employees.

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our agents, and our customers. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference through the work that we do.

We believe in a healthy work / life balance and, to that end, offer a competitive and comprehensive compensation package including health, dental, life, LTD, and vision insurance as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.