Compliance Officer
Mudflap serves the $800B trucking industry, the backbone of the U.S. economy. Our market-leading payment products help truckers save thousands of dollars on fuel (their #1 business expense), while providing our fuel stop partners with access to new, hard-to-reach customers. We're a fast-growing marketplace business looking for a new customer-obsessed teammate to join us on this exciting journey.
As our first internal Compliance Officer, you'll work closely with our executive team to define, implement, and manage the policies and procedures that ensure Mudflap operates with integrity, security, and full regulatory alignment. This is a unique opportunity to join a fintech company at a high-growth stage and help shape a function critical to our long-term success.
This role involves a hybrid work approach, balancing in-office collaboration with the ability to work remotely.
To support our team, we offer :
- Commuter benefits to ease your travel
- Lunches and snacks to keep you fueled
- A collaborative, high-growth environment where you'll work closely
Expectations (In this role, you will) :
Develop and manage compliance frameworks for commercial financing and deposit account programs, ensuring adherence to federal and state lawsWork with Product and Legal teams to structure and review commercial financing and deposit account products to align with regulatory requirements, including disclosures, underwriting standards, and servicing practicesDevelop and maintain company-wide compliance programs and risk controls, including those related to underwriting, fraud, payments, privacy, and vendor oversightStay current on regulatory requirements relevant to Mudflap's business (e.g. Reg B, FCRA, UDAAP, FTC, AML / BSA, PCI, data privacy laws) and lead implementation efforts where neededPartner cross-functionally with Legal, Product, Finance, and Operations to advise on compliance risks and embed controls into business processesOwn the compliance training program for employees and support external audits and regulatory inquiriesEstablish monitoring systems to assess compliance risks across Mudflap's lending-related offerings and ensure timely remediation of any findingsEstablish and manage internal reporting mechanisms for potential violations or concernsServe as a trusted advisor to the executive team and help foster a culture of transparency and accountabilityExperience (What we look for) :
5+ years of compliance experience in a fintech, payments, logistics, or regulated tech environmentDeep knowledge of compliance frameworks relevant to financial services and / or marketplace platformsProven ability to build compliance programs from the ground up and scale themComfortable balancing structure with flexibility in a startup environmentExcellent judgment, communication, and stakeholder management skillsHigh integrity and a proactive, collaborative mindsetExperience with AML / BSA programs or working with MSBsFamiliarity with PCI DSS and privacy regulations (e.g., CCPA)Experience working closely with executive leadership and external counselBackground in legal, risk, or audit functions is a plusPerks and Benefits (What we offer) :
Competitive salary and equity in a high-growth startupMultiple health benefit optionsResponsible Time Off401(k) matchingOpportunities and support for major career growthAnnual Company offsite event (Mudfest!)The salary range for this role is $177,000 - $208,000. This information reflects a base salary range for this position based on current market data, which may be subject to change as new market data becomes available. The candidate's skills, experience, and other relevant factors will determine the exact compensation.
Company overview (Who we are) :
Mudflap is on a mission to transform the trucking and logistics industry by leveling the playing field for owner operators and small fleets. Backed by top-tier venture investors, including QED, Matrix Partners, Commerce Ventures, NFX, and 500 Startups and included in the Forbes Fintech 50 list, Mudflap offers fleet fuel management solutions. Our core team hails from Disney, Uber, Procore, DoorDash, Google, Meta, Capital One, Affirm and Brex.
Here are the core values that we believe in and look for in new teammates :
Be Customer Obsessed : We deeply understand customer needs and put our customers at the center of everything we doMake it Count : Act like an owner by focusing on the impact of your workFind a Way : Be a creative problem solver who pushes past roadblocks to win for our customers and our teammatesSweat the Details : We keep our standards high and achieve them by paying attention to every detailBe Curious : Use a growth mindset to question assumptions, take calculated risks and stretch the boundaries of what's possible