Director, Credit Risk

Director Credit Risk

Location : Denver, CO (In‑Office)

Job Type : Full‑Time Exempt

Salary : $121,000 – $194,000 per year

Application Deadline : 12 / 03 / 2025

About the Role

As Director of Credit Risk, you’ll play a critical leadership role within our Credit Administration team—partnering directly with the Chief Credit Officer to guide credit approval, monitor portfolio performance, and proactively manage risk across assigned Profit Centers. You’ll support Relationship Bankers with structuring and underwriting, participate in client site visits, and contribute to policy development and Senior Loan Committee decisions. Your expertise will ensure credit quality, regulatory alignment, and accurate risk ratings.

What You’ll Do

• Serve as a strategic partner to assigned Profit Centers, providing early‑stage credit guidance, participating in client meetings and site visits, and managing the Pre‑Flight process.
• Approve loans within designated authority and ensure timely, accurate risk ratings that align with First Western’s credit policies and procedures.
• Collaborate with Relationship Bankers and Credit Analysts to structure, price, and document complex commercial and consumer loans.
• Mentor junior Bankers and Credit Analysts while assisting in policy and procedure development to strengthen credit operations.
• Represent Credit Risk on Senior Loan Committee and other working groups, providing insight on credit risk for new products and portfolio trends.
• Lead or support internal and external audits, ensuring adherence to ICFR and regulatory expectations across assigned portfolios.

What You Bring

What We Offer

Access to training and professional development programs.

Who We Are

At First Western Trust, we’re more than just a financial institution—we’re a team of forward‑thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other’s successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you’re just beginning your journey or bringing years of experience, you’ll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to :

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact Talent.Management@myfw.com.

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