Claims Resolution Adjuster II - Remote

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

This job is responsible for investigating moderately complex, unrepresented claims which may include : uninsured or underinsured motorist (UM / UIM) claims A day in the life of a Claims Resolution Adjuster 2 and what it takes to do the job!

As a Resolution Adjuster, your main focus will be investigating automobile accidents involving single or multiple vehicles which result in property damage and / or bodily injury. You will have the convenience of working remotely from your home while efficiently handling your responsibilities. You will assess coverage, liability, and damages while providing exceptional customer service throughout your day. Customer communication will take place through different channels, including voice calls, email, and text messages. Through the utilization of innovative platforms and tools, you will engage in negotiation processes to reach fair injury settlements with all parties involved.

The Claims Resolution Adjuster will primarily be responsible for the liability investigation and ultimate decisions, identifying injured parties beyond who is listed at FNOL, and recognizing impactful risk potential on claim files. They will be responsible for supporting the claimant throughout the vehicle restoration process and providing feedback on the Auto process in general. The Claims Resolution Adjuster and Casualty Adjusters will work hand-in-hand throughout the claims process.

You'll wear a few hats to fill a few roles throughout your day that all require a level of experience :

The Customer Service Expert - you'll live into Allstate's Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each Casualty claim. You lead with empathy, always.

The Investigator - you'll confidently and independently investigate casualty (and applicable LOB (line of business)) claims by performing detailed reviews of damage and interpreting policies to determine coverage.

The Effective Communicator - you'll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You'll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress.

The Negotiator - you will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.

The Problem Solver - you'll utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using your sharp critical thinking skills.

The Recorder - you'll protect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trained on. You'll accomplish this by ensuring timely and accurate documentation is completed as you work on each claim.

Preferred Qualifications :

2+ years claims adjusting experience determining liability

California claim handling experience, a plus

Claims investigation and negotiation experience is preferred

Experience with liability investigations, investigating coverage, PD coverage, set MOI, rental and resolving liability a plus

Proficient communication skills, especially over the phone, to establish rapport and assess claims accurately

Strong critical thinking and problem-solving skills to evaluate and negotiate injury claims successfully

Remote Work :

This position is not available to residents of California, Alaska, Hawaii and Puerto Rico.

Schedule : 8 hours shift between the hours of 8 : 00am - 6 : 00pm PST or MST zone. This will be Monday - Friday with potential Saturday duty rotation.

This position is a permanent remote home-based role. Your home office does not need to be near an Allstate office, but it does need to be in the United States.

When you work from home full time, you'll need :

A dedicated workspace in your residence that is private and free from distractions

A minimum internet bandwidth of 50 MB down / 5 MB up

Appropriate work surface and seating.

What will Allstate provide?

A technology bundle that includes all equipment needed to perform your work from home (laptop, monitors, headset, keyboard, mouse)

Connectivity reimbursement of $80 per month to offset some of the cost of internet

Notice of Licensing Requirement

As a condition of employment, your office / area may require you to obtain an adjuster and / or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.

If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

#LI-BC1

Skills

Business Communications, Claims Adjustments, Claims Resolution, Critical Thinking, Fraud Investigations, Information Collection, Insurance Claims, Insurance Claims Investigations, Liability Investigations, Time Management

Compensation

Compensation offered for this role is $45,000.00 - 71,100.00 annually and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

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