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Sr. Portfolio Manager / Commercial Underwriter - Houston or San Antonio, TX

Sr. Portfolio Manager / Commercial Underwriter - Houston or San Antonio, TX

BankTalent HQHouston, TX, United States
5 days ago
Job type
  • Full-time
Job description

Amegy Bank is seeking a Senior Portfolio Manager to join the International Banking team in Houston or San Antonio , TX . International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.

The ideal candidate will possess the skills and experience necessary to :

  • Manage all phases of the credit approval process.
  • Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
  • Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
  • Collaborate effectively with clients, peers, credit officers, and senior management.
  • Stay informed on financial and market trends affecting the portfolio and assess their impact.
  • Identify early warning signs and proactively manage deteriorating credits or emerging risks.
  • Perform additional duties as assigned.

Qualifications :

Bachelor's degree in Finance, Accounting, Business, or a related field. Minimum of five years of experience in commercial loan underwriting, credit analysis, or a related area . Equivalent combinations of education and experience may be considered.

  • Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation is required.
  • Formal credit training is preferred.
  • Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
  • Proficiency in underwriting, financial modeling, valuation, and policy compliance.
  • Excellent communication skills-both written and verbal.
  • Strong organizational, analytical, and problem-solving abilities.
  • Ability to manage deadlines and prioritize effectively.
  • Proficiency in Microsoft Office applications, including Word and Excel.
  • Fluency in Spanish is preferred.
  • Benefits :

    At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.

  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products
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