Funder, II, Retail

Responsible for closing doc drawing, preparing, reviewing and funding approved loan files ensuring compliance with appropriate regulations and company policies. Coordinates disbursement of funds with escrow, title companies, and warehouse banks. Perform all duties in accordance with the company's shipping policies and procedures, all US state and federal laws and regulations, wherein the company operates. The starting pay is $26.50 plus incentive.

What you'll do :

Works with appropriate parties to draw docs and clear any outstanding conditions prior to loan funding

Reviews signed loan documents for compliance with federal, state and local law and company policies and procedures

Reviews and approves settlement statement from closing agent

Verifies and prepares wire transfer requests

Verifies loan amount, all fees, rates, discount points and other funding amounts

Reviews signed loan documents for correct signatures, notary information, title reports and escrow instructions

Inputs funding information into the Encompass loan system(s)

Follows up with any post-closing issues that may arise

Maintains a working knowledge of Company and regulatory changes that effect the funding process

Resolves funding discrepancies with the Servicing Department and Shipping Department

Assists departmental support staff when necessary

Performs other related duties as assigned

What you'll need :

Must demonstrate knowledge of all aspects of mortgage loan closing and funding

Experienced in NONQM, Conventional, FHA ,VA and USDA loan programs for wet and dry states

Understanding of current regulations

Maintains highly confidential information concerning clients

Requires high level of organizational skills and ability to work on several tasks simultaneously

Constant contact with title / escrow companies and internal office staff

Normal coordination of various duties required

Experience working in a paperless environment preferred.

Office machines such as computer, copiers, scanners, fax machines

Ability to communicate effectively both verbally and in writing

Ability to handle detailed assignments

Ability to organize and prioritize workload and meet deadlines

Excellent computer skills and working knowledge of Microsoft Office products

Strong customer service skills

Our Company :

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit : www.carringtonmortgage.com .

What is the value proposition to joining the team?

Full array of mortgage programs.

Paperless loan file flow and process.

Aggressive Marketing support including brochures, social media, and CRM.

Aggressive underwriting : we manual underwrite over 80% of our files

Warm exclusive leads

Ability to originate nationally

Competitive compensation plan, including a base plus commission.

What We Offer :

Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

Customized training programs to help you advance your career.

Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).

Educational Reimbursement.

Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit : carringtoncf.org.

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.