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Loan Officer

Loan Officer

Expree Credit UnionFrankfort, KY, United States
30+ days ago
Job type
  • Full-time
Job description

At Expree Credit Union, we know that our employees are our most valuable asset and that, together, we have the ability to make a difference in the lives of our members and our organization. Expree Credit Union is committed to providing hand-crafted solutions with high-quality finance products and services.

In the role of a full-time Loan officer, you will be responsible for assisting members in reaching their financial goals.

Responsibilities :

  • Gather personal and financial data from applicants as it pertains to each loan application
  • Calculate debt-to-income ratios, percentage of unsecured debt and collateral value as it pertains to each application
  • Verify accuracy of loan application data, including verification of income, job time, references, and value of collateral
  • Communicate with members in regard to loan products, policies, and requirements
  • Other duties as required

Qualifications :

  • High school diploma or GED required
  • A minimum of six months loan processing experience required
  • Excellent interpersonal and member service skills
  • Previous bank or credit union experience required
  • Underwriting experience preferred
  • Strong multi-tasking and problem-solving capabilities
  • Strong attention to detail and accuracy
  • Proficient in MIcrosoft Word and Excel
  • Strong written and verbal communication skills
  • Benefits :

  • Expree offers a competitive benefits package including : Medical, Dental, and Vision Insurance; Life Insurance; Paid time off, and Holidays; 401K with matching funds.
  • Work Environment

    This job operates in an office environment in which pace and noise level varies depending on member traffic.

    Physical Demands

  • Remaining in a stationary position, often standing or sitting for prolonged periods of time.
  • Moving about to accomplish tasks or moving from one worksite to another.
  • Repeating motions that may include the wrists, hands and / or fingers.
  • Ability to communicate with others to exchange information.
  • Ability to assess the accuracy, neatness, and thoroughness of work assigned.
  • Expree Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, pregnancy or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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    Loan Officer • Frankfort, KY, United States

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