Commercial Lending Division Manager
As the Commercial Lending Division Manager, your day will be filled with opportunities to lead a team of Commercial Lenders in the delivery of relationship management and new business development for existing and prospective clients in the metropolitan Louisville area. Responsibilities include identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects. Banking experience in the lending and management capacity is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his / her career goals for advancement to higher levels within the banking profession.
Daily responsibilities include, but are not limited to, the following :
- Serve as a Manager / Lender, supporting a team of Commercial Lending Relationship Managers in the delivery of a broad range of financial products and services to clients and prospects
- Provide a team of Commercial Lenders with direct support and mentoring in all facets of credit underwriting, product delivery and new business development
- Lead Commercial Lending Relationship Managers in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth
- Evaluate loan requests and approve credits within approved authority
- Make credit recommendations to Executive Management
- Analyze financial condition of clients and prospects to determine capacity for credit obligations
- Negotiate credit terms and conditions to properly manage the Bank's exposure to risk and ensure sufficient return
- Serve on internal Bank committees for review of policies and procedures
- Support Bank's commitment to community involvement by serving on external charitable board of directors and by attending functions
- Responsible for managing / directing the Commercial Lending Department
Job Requirements
The successful candidate will have the following qualifications :
Bachelor's degree, preferably in business, accounting, finance, or banking or equivalent education and related training - will consider equivalent, applicable years of experience10+ years banking experience5 years in commercial lending capacity2+ years of leadership experienceDemonstrate a broad, fundamental understanding of financial planning and investment conceptsSound knowledge of retail bank credit and deposit productsStrong interpersonal, sales and relationship management skillsStrong written, verbal and communication skillsWorking knowledge of Microsoft Office computer applications