Branch Mortgage Loan Officer- Hurst

Exciting news!

EECU is looking for a Branch M ortgage Loan Officer (MLO) that will be responsible for meeting with credit union members in person, phone or branch referral mortgage applications to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. Will originate, submit and maintain loan applications for mortgages, as well as follow-up upon completion. The Branch MLO will have a region of branch networks to source leads to expand our market share.

Primarily located at the Hurst EECU location.

Essential Functions :

• Develop and maintain long-term relationships with members.
• Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members.
• Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals.
• Responsible for cultivating and managing mortgage referrals from multiple branches within the credit union and sourcing leads independently. This role involves partnering with branch staff to identify potential mortgage opportunities, engaging directly with members, and providing expert guidance.
• Conduct initial loan interview with prospective borrowers in order to analyze financial and credit data and will give advice about product / pricing policies and guidelines.
• Corresponds directly with 3rd party vendors, Outside Contacts, Branches, Processors and Underwriters to ensure loans are processed in a timely manner.
• Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing.
• Responds to inquiries and / or referrals that are generated from their own contacts and from other EECU business channels.
• Knowledgeable of secondary loans, including but not limited to Purchase Money / Refinance, (Conventional, FHA, VA), Home Equity, HELOC, and Home Improvement loan applications. Loans submitted must comply with EECU's lending criteria as well as Fannie Mae, Freddie Mac, and Ginnie Mae requirements.

Candidates for EECU should possess the following knowledge and experience :

This position has an Hourly Base Compensation structure and eligible for monthly incentives based on performance.

Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA / FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training.

For more than 90 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $4 billion in USD assets and serves over 297,000 members through 21 financial centers across North Texas. In the true spirit of the credit union philosophy "people helping people" EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank / Credit Union by the Fort Worth Star Telegram's readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being.

EECU is an EOE / Vets / Disabled Employer.

We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans' status or on the basis of disability.

For more information on our organization and our best in class benefits please visit EECU Careers at www.eecu.org / careers

Typically Monday-Friday 8am-5pm.