Legal Analyst

Description

Location : Spartanburg, SC | Full-Time | Fully Onsite

Launch your legal career… or take it to the next level with American Credit Acceptance (ACA) . We're seeking a  Legal Analyst  to join our dynamic Legal Department, where you'll play a key role in supporting in supporting business licensing, legal operations, transactional matters, contracts, regulatory initiatives, and law change management.

Whether you're just starting out or bringing years of experience, this is your opportunity to make a meaningful impact in an evolving, high-growth environment.

What You’ll Do

• Manage the day-to-day needs of ACA’s business license platform including :
• Preparing and filing documents relating to ACA’s licenses.
• Managing license due dates and prepare licensing-related reporting, as needed.
• Interfacing with other departments, executive-level individuals, and regulatory entities.
• Conduct in-depth legal research and analysis on federal and state laws impacting consumer finance.
• Track and summarize legislative and regulatory changes to support ACA’s Law Change Management program.
• Draft, review, and edit legal documents, memos, and internal communications.
• Support legal operations by improving processes, organizing legal data, and managing documentation workflows.
• Respond to internal and external legal inquiries, including subpoenas and regulatory requests.
• Collaborate with cross-functional teams to ensure legal compliance and operational efficiency.
• Maintain flexibility and assist with other duties as assigned.

What You Bring

Who We Are

At ACA, we’re more than just an auto finance company—we’re a mission-driven organization helping people access reliable transportation. Our Legal Department is a collaborative, high-performing team that values curiosity, precision, and continuous learning.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

California Privacy Notice

As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice .

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, Jobvite.