Talent.com
Consumer Underwriter

Consumer Underwriter

AllyFrankfort, KY, United States
20 hours ago
Job type
  • Full-time
Job description

General information

Ref # 21231

Remote? Yes

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

Please note, this position can be filled at a 3H, 3G or 3F level based on experience

Responsible for executing and facilitating the day-to-day strategic objectives for a given Consumer Underwriting Sales Territory. The focus will be on supporting the Underwriting Manager and Consumer Underwriters with daily territory maintenance activities.

The Work Itself

  • Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.
  • Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures.
  • Limited travel will be required for this role.
  • Requires flexibility in work schedule, evening hours and weekends may be required.
  • Demonstrated strong performance in managing key relationships and / or key markets to drive business plan results.

The Skills You Bring

3H - Associate Underwriter

  • High school / GED is required; bachelor's degree is preferred
  • 1+ years in auto finance consumer underwriting (prime, sub-prime, and / or non-prime), or financial services is preferred
  • Ability to perform technical based activities
  • Knowledge of and exposure to fundamental theories, principles, and concepts
  • Demonstrating technical expertise and relationships to supply to strategy and drive business results
  • Familiar with the Auto Finance industry, consumer credit, trend analysis / analytics
  • Excellent sales, negotiation, problem solving, and analytical skills
  • Must be an independent worker with strong time leadership skills
  • Base Pay Range : $47,840 - $61,420 - $75,000

    3G - Underwriter

  • High school / GED is required; bachelor's degree is preferred.
  • 1+ years in auto finance consumer underwriting (prime, sub-prime, and / or non-prime), or financial services is required
  • Ability to perform technical based activities
  • Knowledge of and exposure to fundamental theories, principles, and concepts.
  • Demonstrating technical expertise and relationships to supply to strategy and drive business results
  • Familiar with the Auto Finance industry, consumer credit, trend analysis / analytics
  • Excellent sales, negotiation, problem solving, and analytical skills
  • Must be an independent worker with strong time leadership skills
  • Base Pay Range : $55,000 - $75,000 - $95,000

    3F - Sr. Underwriter

  • High school / GED required; bachelor's degree strongly preferred
  • 3+ years in auto finance underwriting (prime, sub-prime, and / or non-prime) is required; 5+ years in auto finance underwriting experience preferred
  • 2+ years leadership experience preferred
  • Ability to provide advice / direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results
  • Contribute to and manage projects
  • Excellent sales, negotiation, problem solving, analytical, and project management skills
  • Exemplary dealer relationship management skills
  • Advanced knowledge of Microsoft Office Programs
  • Base Pay Range : $70,000 - $85,000 - $100,000

    How We'll Have Your Back

    Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including :

  • Time Away : competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
  • Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
  • Supporting your Health & Well-being : flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family : adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult / elder day care program and childcare discounts.
  • Work-Life Integration : other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Who We Are :

    Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

    Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

    Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

    We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

    Base Pay Range :

    An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

    Emerging : 70000

    Experienced : 85000

    Expert : 100000

    Incentive Compensation : This position is eligible to participate in our annual incentive plan

    Create a job alert for this search

    Underwriter • Frankfort, KY, United States

    Related jobs
    • Promoted
    • New!
    Consumer Underwriter

    Consumer Underwriter

    Kentucky StaffingFrankfort, KY, US
    Full-time
    Ally Financial Underwriting Opportunities.Ally Financial only succeeds when its people do - and that's more than some clich people put on job postings. We live this stuff! We see our people as, well...Show moreLast updated: 19 hours ago
    • Promoted
    • New!
    Drive with Uber : Earn at least $2230 when you complete 162 trips, guaranteed

    Drive with Uber : Earn at least $2230 when you complete 162 trips, guaranteed

    UberSalvisa, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Market Underwriter

    Market Underwriter

    Kentucky StaffingFrankfort, KY, US
    Full-time
    This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition / retention while maintain...Show moreLast updated: 7 hours ago
    • Promoted
    • New!
    Quick Earnings : Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    Quick Earnings : Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    UberFrankfort, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    Choose your own schedule - Drive with Uber

    Choose your own schedule - Drive with Uber

    UberSalvisa, KY, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show moreLast updated: 9 hours ago
    • Promoted
    Uber - Sign Up to Drive and Earn

    Uber - Sign Up to Drive and Earn

    UberSadieville, KY, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Part-time gig : Earn at least $2230 in your first 162 trips.

    Part-time gig : Earn at least $2230 in your first 162 trips.

    UberStamping Ground, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    Flexible $ : Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    Flexible $ : Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    UberSadieville, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Side gig : Earn at least $2230 in your first 162 trips driving, guaranteed.

    Side gig : Earn at least $2230 in your first 162 trips driving, guaranteed.

    UberStamping Ground, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Driver - Make Money On Your Schedule

    Driver - Make Money On Your Schedule

    UberSalvisa, KY, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    Fast Pay - Earn at least $2230 in your first 162 trips, guaranteed.

    Fast Pay - Earn at least $2230 in your first 162 trips, guaranteed.

    UberSadieville, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    Personal Lines Underwriter / Broker

    Personal Lines Underwriter / Broker

    SeaCoast Underwriters, Inc. is now Risk Placement ServicesLexington, KY, United States
    Full-time
    Personal Lines Underwriter / Broker.Be among the first 25 applicants.At Risk Placement Services, we’re more than just a team – we thrive on collaboration, creativity, and tackling challenges head‑on....Show moreLast updated: 2 days ago
    • Promoted
    Elevate Your Nursing Career at Scott County Detention Center

    Elevate Your Nursing Career at Scott County Detention Center

    Southern Health PartnersDry Ridge, KY, US
    Full-time
    Ready for a Nursing Role That Truly Fits?.Join Us at Scott County Detention Center!.Hour Day Shift Rotation | 5 : 00 AM – 5 : 30 PM | Alternating Weekends Off. At Southern Health Partners, your skills d...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Flexible schedule - Earn at least $2230 by driving 162 trips with Uber

    Flexible schedule - Earn at least $2230 by driving 162 trips with Uber

    UberStamping Ground, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    Earn At Least $2230 For Your First 162 Trips, Guaranteed.

    UberSadieville, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Earn on Your Schedule - Drive with Uber

    Earn on Your Schedule - Drive with Uber

    UberSalvisa, KY, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Drive with Uber - Earn at least $2230 in your first 162 trips with Uber.

    Drive with Uber - Earn at least $2230 in your first 162 trips with Uber.

    UberSalvisa, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 8 hours ago
    • Promoted
    • New!
    Drive with Uber : Earn at least $2230 when you complete 162 trips.

    Drive with Uber : Earn at least $2230 when you complete 162 trips.

    UberStamping Ground, KY, US
    Full-time +1
    Earn at least $2230 driving with Uber when you complete your first 162 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show moreLast updated: 10 hours ago