Healthcare Portfolio Manager

Client Relationship Manager

Responsibilities include but are not limited to :

• Develop, manage, monitor and grow assigned client relationships in portfolio.
• Perform comprehensive relationship reviews with all relevant internal partners for assigned portfolio and schedule in-person outreach visits along with internal partners to ensure we are meeting the clients' banking needs.
• Ensure timely line renewals, annual reviews, annual risk ratings, covenant tracking, borrowing base monitoring, receipt of required financials, clearing outstanding exceptions, adherence to AML / BSA and credit file requirements. Carry out necessary site visits as defined by policy.
• Monitor credits for accurate risk ratings and credit quality by ensuring that the bank is in possession of current financial information and that the information has been properly analyzed and on file and that proper and complete credit files are on hand.
• Negotiate to properly structure and price credit facilities consistent with the bank's credit policies and lending practices.
• Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Manage daily client activities in accordance with policy, such as line advances, disbursements, monitor the past due report and promptly address past due accounts.