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Mortgage Loan Originator- Northshore
Mortgage Loan Originator- NorthshoreMetairie Bank • Mandeville, LA, United States
Mortgage Loan Originator- Northshore

Mortgage Loan Originator- Northshore

Metairie Bank • Mandeville, LA, United States
2 days ago
Job type
  • Full-time
Job description

Metairie Bank is an EEO Employer - M / F / Disability / Protected Veteran Status

Position Summary

Responsible for mortgageloan origination primarily but not limited to the banks Northshore market forinvestor delivery and portfolio retention. Will take applications, conductpreliminary underwriting reviews, submit loan applications to processing andunderwriting for approval. Follows-up to ensure that documents required forprocessing, underwriting, and closing are secured in a timely manner fromappropriate sources.

Essential Job Functions

  • Meets with and interviews potential and current customers to understand borrowing needs.
  • Explains differences between approval requirements of various types of mortgages; prepares and presents a lending package based on customers needs.
  • Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
  • Reviews loan applications, gathers credit histories and reports, and assesses the applicants capacity to repay and default risk.
  • Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.

Education and Experience

  • 5 years mortgage loan origination experience required.)
  • Working knowledge of underwriting requirements for FNMA, FMC, FHA, VA, local bonding programs, and private investors.
  • Basic knowledge of local, state and national laws (zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.).
  • Metairie Bank is an Equal OpportunityEmployer. All qualified applicants will receive consideration for employmentwithout regard to race, color, religion, sex, sexual orientation, genderidentity, national origin, age, pregnancy, genetic information, disability,status as a protected veteran, or any other protected category under applicablefederal, state, and local laws. Please do not call about the status of your jobapplication if you do not require accessibility assistance or an accommodation.Messages left for other purposes, such as following up on an application ornon-disability related technical issues, will not receive a response.

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    Mortgage Loan Originator • Mandeville, LA, United States