Senior Product Manager, US Wealth
The Senior Product Manager, US Wealth oversees the end-to-end management of assigned products, services, and programs including features, benefits, and characteristics that meet customer needs and are priced to meet the firms profit and loss objectives. The Product Manager manages a particular product or function supporting in the achievement of a business strategy. This role acts as a source for innovation led through customer insights and creating a better customer experience with a particular product. The role is accountable for business results and product sales, working with distribution teams to ensure revenue and volume targets are met. Primary areas of focus include support for a full-service brokerage offering to including but not limited to Fixed Income, Structured Products, ETF, Equity, and Options.
The Senior Product Manager-Wealth, is accountable for the development and execution for both strategic and tactical initiatives related to the ongoing development and support of the Advisory Investment platform and solutions.
The Senior Product Manager will oversee and be responsible for the risk and quality management of all TDs managed programs as well as the investments available in each program. The Senior Product Manager -Wealth, will oversee and be responsible for the risk and quality management of TDs transactional platform(s) and solutions.
The Senior Product Manager will oversee and be responsible for the risk and quality management of all TDs managed programs as well as the investments available in each program.
- Understanding the transactional brokerage platforms and all transactional brokerage products in competitive landscape to position TD in the most competitive way within TDs risk appetite.
- Subject matter expertise in full-service brokerage offering with depth in Structured Products, fixed income, equity, and options markets, including trading and pricing.
- Responsible for day-to-day management of Transactional Investment
- Responsible for establishing and updating trading rules and parameters
Depth & Scope :
Subject Matter Expert with substantial knowledge / expertise in Wealth Management product offerings and platform designResponsible for day-to-day product management and product development with mass or niche product / segment suite and moderate / high level of complexity with range of complex attributesResponsible for platform risk management, creating and updating policies, procedures, and product documentation as needed due to internal changes or regulatory updates and ensuring compliance with all policies and procedures.Supports management with business analysis for all projects or enhancementsLiaises with vendors to coordinate platform change management and solution enhancementCollaborates with cross-functional teams across disciplines such as operations, technology, design, marketing, legal, compliance, risk, and relevant departmentsProvides subject matter expertise for internal and external audits and regulatory examsManages 3rd Party platform vendors and partners to ensure risk and quality management of platforms and offeringHandles daily product management and product development responsibilities to make assigned products and programs robust and easier for the Advisors to utilizeProvides holistic solutions that brings together the firm's product shelf to meet the needs of clientsTranslates data into actionable insights and recommendations that can improve the products features, functionality, usability, pricing, and value propositionPerforms financial analysis and revenue managementGathers, analyzes, and interprets trends with data to answer critical business and product questionsRecommends and drives action to improve revenue and / or expense managementChampions the development of the annual business plan and monthly / quarterly forecast processSupports and resolves sales team day to day questions and issuesSupports training efforts on new system / solution rolloutWorks closely with marketing teams to develop and / or refine value propositions and competitive positioning for key solutionsDelivers financial results for the product / product suite via operation of all available levers : pricing, margin, volume etc., creates and delivers business cases to achieve strategic business results (acquisition, retention, customer experience, engagement and market share)Education & Experience :
Undergraduate degree or product management certificate, and / or7+ years relevant experiencePrevious Product experience typically requiredAdvanced knowledge of and ability to conduct product research, product analysis and development, forecasting, pricing, competitive intelligenceKnowledge of current and emerging competitor and market trendsAbility to lead, plan, implement and evaluate program / project activities to ensure completion of product initiativesAbility to forecast and contribute to strategic direction of the product management function and provide advice to senior leadershipAbility to communicate effectively in both oral and written formAbility to work collaboratively and build relationships across teams and functionsAbility to work successfully as a member of a team and independentlyAbility to exercise sound judgement in making decisionsAbility to analyze, organize and prioritize work while meeting multiple deadlinesSkill in preparing and managing budgets and P&LKnowledge of and / or skill in using analytical software tools, data analysis methods and reporting techniquesSkill in using computer applications including MS OfficeAbility to handle confidential information with discretion.Licensing (Role Dependent) : Series 7, 63 and 65 (or 66), Life & Health or willingness to get licensed to support various product linesPhysical Requirements :
Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting / Carrying (under 25 lbs.) OccasionalLifting / Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are : TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing and so will you.
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