Senior High-Hazard Occupancy Underwriter - Pulp and Paper and Construction

Join a prestigious mutual insurance company with nearly two hundred years of history, focusing exclusively on property risk management and the resilience of its policyholder-owners. Our policyholders, including one-fourth of Fortune 500 companies, share the belief that the majority of property loss is preventable. We collaborate with our clients to identify and manage hazards that could impact their business continuity, helping them make informed and cost-effective risk management decisions.

Are you ready to make a significant contribution to our company? Do you enjoy interacting with decision-makers and influencing underwriters' direction? Can you help us adapt to emerging risks? We invite you to step into a role with global impact, build an extensive network, and shape the future of underwriting within FM's Specialty Industries portfolio, which includes sectors like Mining, Molten Materials, Chemical, Pharmaceutical, Power Generation, Pulp & Paper, Semiconductor, and Digital.

We are eager to welcome a proactive self-starter to our team of principal underwriters. In this role, you will spearhead efforts in Pulp and Paper and Construction, focusing on portfolio analysis, capacity and linesetting, pricing strategies, and the development of underwriting requirements that align with our profit and growth objectives.

Success in this position requires ongoing learning and collaboration with your team, principal engineers, and various corporate staff departments, as well as field teams to research and formulate underwriting procedures.

As a leader, you will guide operations underwriters, ensuring that necessary support is in place and understood prior to implementation. You will also address underwriting exceptions, ensuring consistent application of risk selection and sound underwriting judgment within your designated portfolio.

This role will require 2 to 3 annual operational underwriting audits, developing and presenting underwriting training, and working on new coverages and products tailored to our clients' evolving needs. We value your innovative ideas for continuously enhancing our underwriting processes and systems development.

• Bachelor's degree.
• High Hazard underwriting authority in specialized industries.
• 10+ years of experience in engineering and / or underwriting for large accounts, including high-hazard activities.
• Extensive knowledge of the physical characteristics of facilities involved in your areas of responsibility, along with an awareness of financial motivations influencing risk.
• Strong analytical, problem-solving, and Excel skills, with an acute attention to detail.
• A comprehensive understanding of risk identification and assessment, property insurance coverage, underwriting techniques, company standards and procedures, financial statements, and business applications.
• Exceptional oral and written communication skills are essential for training development, creating clear underwriting requirements, and effectively presenting portfolio analysis results.

Please note that the final salary offer may vary based on geographic location, individual education, skills, and experience. This position is eligible for FM's Total Rewards program, which includes an incentive plan, comprehensive health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work arrangements, generous time-off allowances, and more!

FM is an Equal Opportunity Employer dedicated to fostering a diverse workforce. We encourage you to apply and help us make a difference.