Relationship Manager

Job Description

Job Description

Description : JOB SUMMARY :

Responsible for managing overall loan and deposit relationships with customers. Grows revenues as directed by senior management by successfully prospecting new business and retaining and expanding existing customer relationships. Responsibilities include recommending loans for approval within assigned limits, managing loan and portfolio credit quality, sourcing prospects, and developing new customer relationships, cross-selling appropriate bank products and services to prospects and customers.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

• Retain and expand relationships with existing customers.
• Prospects for and closes new business relationships.
• Grows net revenue year over year as directed by Senior Management.
• Recommend appropriate client risk rating and manage credit quality.
• Develop and implement an effective calling program for existing customers.
• Develop and implement a plan for sourcing prospects and developing new customer relationships.
• Manages assigned customer relationships and brings in appropriate product specialists as needed.
• Resolve customer problems and act as a liaison with other departments to ensure that the customer experiences the highest level of service and support.
• Manages overall customer profitability. Develops and implements relationship strategies for cross-selling bank products and services. Satisfies customer requirements by providing a full array of loan, deposit, cash management and other appropriate bank products.
• Responsible for keeping current on the bank’s lending policies, products, and services.
• Participate in community and CRA activities to promote the Company’s brand in our communities.
• Actively ensure compliance with the Company’s Code of Ethics and all Bank Secrecy Act / Anti-Money Laundering, USA Patriot Act, information security and suspicious activity reporting requirements, policy and procedures.
• Actively participates in any required corporate and business line training in these areas.
• Follows account opening procedures and understands and follows internal suspicious activity referral requirements and processes, as required for this position.
• Actively works with customers to understand each customer’s normal account activity, as appropriate for this position.

Requirements :

REQUIRED SKILLS AND ABILITIES :

Education / Licenses / Work Experience :

Work Environment

Physical Demands

The work environment characteristics and physical requirements described here are representative of those which an employee in this position encounters while performing the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer Minorities / Women / Protected Veterans / Disabled

Pay Range : $130,000 - $160,000 annually. Pay range may vary based on skills, experience, and location.