Mortgage Loan Originator

Job Description

Job Description

Role Summary :

The Mortgage Loan Originator is responsible for developing banking relationships that meet lending guidelines, provide a fair rate of return, and minimize risk to the Bank.

Principal Duties and Responsibilities :

• Enthusiastically support the bank sales function by providing exceptional service to internal and external customers of the bank.
• Consult with and assist in the completion of loan applications from consumers, within regulatory and Bank policy guidelines.
• Analyze, underwrite, document, and approve or deny consumer loan requests within established lending limits and policy guidelines.
• Responsible for the collection of originated loans.
• Responsible for the deposit and consumer loan sales growth and profitability of the location.
• Represent and promote the bank at sponsored events in the community to generate referrals through community, civic and volunteer efforts.

Additional Duties and Responsibilities :

Knowledge, Skills, and Abilities :

Working Conditions :

Work is performed in a pleasant office environment with minimal chance for personal injury. Frequent mental concentration is necessary for listening and responding to various situations. Must be able to lift and move up to 20 pounds unassisted. Some twisting, bending, and turning may be required. Work hours are generally during normal business hours and average at least 40 hours a week and may include some evening and weekend hours.

This role description describes the general nature and level of work performed by employee assigned to this role. It does not state or imply that these are the only duties and responsibilities assigned to the role. The employee may be required to perform other job-related duties as requested by management. All requirements are subject to change over time, and to possible modification to reasonably accommodate individuals with a disability.

This role description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs to the employer and requirements of the role change.