Senior Credit Analyst - Job Description
Department : Credit
Hiring Manager : Head of Credit
Location : Remote
Compensation : $110K-$140K
About Climb Credit
Climb Credit is a mission-driven fintech company focused on expanding access to education through affordable, responsible student lending. We partner with schools and learners to provide financing solutions that help people invest in their futures.
Climb's Values
- Drive access and inclusivity
- Build a better system
- Own the solution
- Iterate and experiment
- Succeed together
Overview of Role
We are seeking a Senior Credit Analyst to join our team and support the growth of our education financing portfolio. This role is primarily execution-oriented, focused on research, analysis, and monitoring of credit performance. The Senior Credit Analyst will play a key role in maintaining strong risk management practices and identifying opportunities for policy and profitability improvements.
Responsibilities
Monitor and analyze credit KPIs across Climb's lending portfolioResearch and diagnose credit risk issues, including school-level performanceDevelop and maintain reporting dashboards and tools to track credit risk and portfolio healthSupport analysis of credit policy and pricing changes, quantifying their impact on risk and profitabilityEvaluate collections and servicing strategies to improve portfolio outcomesProvide analytical insights to support senior team members and cross-functional partnersQualifications
Bachelor's degree in a quantitative field (Finance, Economics, Math, Engineering, or similar)2-4 years of relevant Credit experience is strongly preferred; relevant experience in financial services, consulting, fintech, or banking may be consideredStrong technical skills : SQL and Excel modeling required; familiarity with Python, R, or Power BI is a plusHighly curious and eager to dig into data to uncover insightsStrong analytical problem-solving ability and comfort working with complex, ambiguous data setsExcellent critical thinking skills with the ability to assess tradeoffs, identify root causes, and propose solutionsAbility to synthesize data into actionable insights and communicate findings clearlySelf-starter with strong attention to detail and comfort working in a fast-paced, collaborative environmentPassion for Climb's mission to expand access to education