Job Description
Job Description
Accountant – First Century Bank – Commerce, GA
Join our Accounting team at First Century Bank, N.A., and play a key role in managing daily reconciliations and financial activity for our prepaid card and Fintech programs.
Let's See if We're a Match :
- Strong analytical skills, high attention to detail, and the ability to thrive in a fast-paced, collaborative environment.
- This role is a great fit if you enjoy high-volume reconciliations and have experience with prepaid card accounting or payment processing platforms
- You have 2–3 years of hands-on experience in full-cycle accounting
- Enjoy digging into the details to identify anomalies and to ensure accuracy.
- You may have banking, Fintech, or other financial services experience.
- You have some experience using Microsoft Excel
- You bring a solid understanding of GAAP and internal controls
- You hold a Bachelor's degree in Accounting, Finance, or a related field.
What's in It for You :
Work schedule : 4 days in-office, 1 remote day per week .Opportunity to work on and learn about innovative Fintech products within a stable, regulated banking environment.Competitive salary, bonus potential, and comprehensive benefits.Professional growth and development opportunities as we expand our Fintech and bank-as-a-service offerings.A collaborative, team-oriented culture with a strong community-first mindset.Education Reimbursement ProgramMedical, Dental, Vision, 401K with company match, FSA, HSA, Life, AD&DWhat you will be doing :
Perform daily, high-volume reconciliations related to prepaid card transactions, payment processing, and Fintech activity.Analyze transaction-level data collected across multiple platforms to identify anomalies, inconsistencies or exceptions, escalate findings and assist in resolving issues.Prepare and post daily and monthly journal entries, including those provided by other accounting team members, ensuring accuracy and alignment with GAAP standards.Lead the full lifecycle of Fintech programs from onboarding new Fintech programs through ongoing support for existing Fintech programs and understanding each program's structure.Create accounting processes and procedures for each new program including funds flow documentation, reconciliation, and reporting for each program.Develop a deep understanding of the financial structure, systems of record, and operational workflows for each new Fintech program and associated processor.Share knowledge across internal accounting staff on the processes specific to new and existing Fintech programs, ensuring accuracy and consistency across teams.What Sets Us Apart :
First Century Bank is a small, community bank headquartered in Commerce, Georgia but we are not your typical local bank. What sets us apart is our forward-thinking approach to growth and technology integration. We operate at the unique intersection of traditional banking and modern financial technology, offering a rare opportunity for accounting professionals to work with high-volume transactions and innovative Fintech solutions within the structure of a well-established institution. As one of the few community banks actively supporting Fintech partnerships, we deliver backend support for prepaid card programs and other emerging financial tools.
First Century Bank is an equal opportunity employer. It is the Company's policy to provide equal employment opportunity to all qualified persons without regard to race, color, sex, gender or gender identification, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran's status, marital status, sexual orientation, or any other category protected by state or federal law.