Job Description
Job Description
Position Title : Inside Sales Loan Officer
Reports to : Inside Sales Manager
Department : Consumer Direct Division
Location : Corporate Office – Roanoke, VA
Position Type : Full-Time; 40 hours per week
FLSA Classification / Type : Non-Exempt / Clerical
Supervises : None
We are seeking a dynamic Inside Sales Loan Officer to join our team and play an integral role in helping clients achieve their dream of homeownership. If you have excellent communication skills and a commitment to exceptional customer service, then we want to hear from you! No experience necessary, we will supply all training and support for you to succeed!
Job Duties and Responsibilities
- Handle all inquiries and leads from ALCOVA Mortgage digital platforms (phone, email and website)
- Respond to inbound leads quickly and professionally
- Work with clients in a consultative selling approach, learning the applicants’ housing goals and needs
- Recommend all available loan options to clients
- Convert leads to full application and submit complete loan applications and proper documentation to processing team
- Obtain and analyze credit reports with an understanding of the data and approval implications
- Lock in interest rates when the customer requests or approves
- Manage lead pipeline with new inquiries and ensure consistent contact with all parties involved in transactions
- Understand and navigate the loan origination system ensuring full understanding of compliance and meet all requirements
Education, Experience Licensure and Competencies
No experience necessaryValid Driver’s License requiredAble to meet State Mortgage Licensing RequirementsHigh school diploma, or equivalent educationHighly motivated, ambitious, and driven to succeedMust be trustworthy, honest, and able to continuously display a high level of integrityAble to work effectively in a team environmentStrong attention to detail and accuracyAble to identify and resolve problems in a timely mannerAble to understand and respond appropriately to basic inquiresAble to read, write, and communicate using the English language sufficient to perform job functionsAble to use Company equipment in assigned area (including but not limited to telephone, copiers, fax machines, computers, internet, etc.)Able to access, input, retrieve, and interpret information using applicable computer systems (including, but not limited to, Microsoft Word, Excel, Outlook, industry-specific computer software, etc.)Able to multi-task (e.g., simultaneous usage of several applications, etc.)Well-versed with keyboard shortcuts and able to identity new ways to complete a task in less timeRelies on limited experience and judgment to plan and accomplish goalsWorks well under general supervisionAble to handle deadlines and working within banking guidelinesCompliance with all Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Asset Controls (OFAC) requirements is required. Employee must complete annual training in these areasBenefits
Flexible work scheduleBase pay plus unlimited earnings potentialUnlimited growth potentialPaid Time Off packageHealth, vision and dental benefits401KCompany Paid Life Insurance PolicyWork / life balanceMost companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
In 2003, the trio joined together to establish a mortgage company—ALCOVA—an acronym for Alleghany County, VA, in honor of their roots.
In 2012, ALCOVA Mortgage made its debut on the Inc. 5000 list of fastest-growing private companies in the United States and has been recognized every year since. The company’s phenomenal growth of 96% in three years propelled it into the league of such legendary superstars that gained notoriety on the prestigious list as Dell, Microsoft, LinkedIn, Pandora, Timberland, Zillow, Yelp, and Domino’s Pizza.
Today, ALCOVA continues to thrive, largely because of its roots in friendship and the passion to serve.
EOE / M / F / D / V