Senior Lead Financial Crimes Officer - Payments Advisory

Senior Lead Financial Crimes Officer

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. It all begins with outstanding talent. It all begins with you. About this role : Wells Fargo is seeking a Senior Lead Financial Crimes Officer to join the Payments Advisory & Oversight team within Financial Crimes Risk Management (FCRM). The Senior Lead Financial Crimes Officer will serve as a subject matter expert, supporting enterprise-wide initiatives to enhance payment transparency, data integrity, and financial crime compliance.

In this role, you will :

• Participate and advise on gap assessments and control testing related to Travel Rule, message completeness, and beneficiary / debtor data requirements.
• Support development of the Payment Control Architecture (including inputs to RFPs, control libraries, and data validation routines).
• Contribute to the design of end-to-end payment transparency controls aligned with enterprise policy.
• Document control points, dependencies, and validation steps across payment processing, data lineage, and sanctions & monitoring systems.
• Partner with the Chief Data Office and Technology teams to trace payment data lineage for key financial crime use cases.
• Provide SME input into policy and procedure updates covering Travel Rule and Wolfsberg Payment Transparency, ISO 20022 adoption, and data validation.
• Review global payment messaging changes (SWIFT, CBPR+, Fedwire, ISO migration) and assess implications for AML & Sanctions controls.
• Represent FCRM in cross-functional working groups on payment standards and industry initiatives.
• Track and report progress against enterprise payment transparency and control enhancement goals.
• Support development of KEIs on control activities, KRIs & KPIs on payment data quality, transparency, and compliance adherence.
• Contribute to QA sampling or control testing to validate improvements and readiness for regulatory reviews.
• Document Payment Transparency Control Framework components.
• Conduct Travel Rule gap assessments and remediation tracking.
• Deliver data mapping with financial crime attributes and lineage documentation.
• Provide advisory memos for payment product changes (e.g., instant payments, CIB products, cross-border services).
• Provide management reporting on payment transparency, initiatives, and controls.

Required Qualifications :

Desired Qualifications :

Job Expectations :

Posting Locations :

Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location.

Benefits : Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below.

We Value Equal Opportunity : Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.