SBA Eligibility Review Officer I

SBA Eligibility Review Officer

Huntington Bank is looking for an SBA Eligibility Review Officer. Duties include maintaining an individual pipeline of work, with loans typically having customer exposure up to $1 million. The role involves appropriately assessing eligibility of borrower(s), co-borrower(s), guarantor(s) to assure that, if needed, the SBA guarantee can be enforced. The officer will interact with the internal SBA Sales and Operations colleagues to facilitate understanding of the SBA and USDA guaranteed loan programs as well as to understand the credit request, obtain necessary eligibility information, and communicate eligibility decision and reasoning.

The officer will review use of proceeds, orders SBA Number, prepares SBA Loan Authorization and other SBA forms and is responsible for ensuring the loan meets all SBA / USDA requirements. They will review all reports and information received with respect to SBA / USDA eligibility requirements to determine if terms and conditions of the SBA credit approval will be met. The role also includes researching and resolving servicing questions from the SBA and internal personnel to ensure the guaranty can be maintained. The officer may be asked to advise Financial Recovery Group (FRG) colleagues in properly working out, liquidating, and litigating SBA loans. They may also be required to submit final wrap up reports to the SBA once resolution has been made. The officer may serve as the main point of contact to commercial loan servicing colleagues to ensure proper accounting and reporting of all SBA loans (1502 Report). The officer performs other tasks as needed to support the line of business and job family.

Basic qualifications include a Bachelor's Degree and 1 year of direct SBA / USDA lending / due diligence experience or a minimum of 3 years of direct SBA / USDA lending / due diligence experience. Preferred qualifications include a Bachelor's degree in Finance, Accounting, Business or Economics, knowledge of the SBA Standard Operating Procedures (SOP), ability to clearly document and communicate eligibility conditions to close in accordance with the SBA Standard Operating Procedures, good interpersonal skills and the ability / desire to work in a fast-paced production environment, ability to multi-task, knowledge of SBA / USDA loan programs, TSoft and SBA Etran experience, and excellent PC skills to include Excel, Word, Outlook, AFS and Velocity.

Exempt status is not eligible for overtime pay. Workplace type is office. Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds : in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits. Applicants must be currently authorized to work in the United States on a full-time basis. Compensation range is provided. Colleagues in this position are eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice : Visit Huntington's Career Web Site for more details. Note to Agency Recruiters : Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.