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Business Banking Relationship Manager

Business Banking Relationship Manager

San Francisco StaffingSan Francisco, CA, US
1 day ago
Job type
  • Full-time
Job description

Relationship Manager

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Our Relationship Managers approach each and every day with a single purpose - to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. They have access to an expansive set of products and solutions to serve our business clients today and into the future. This role is heavily sales focused and we're looking for sales professionals who aren't afraid to knock on doors, cold call and bring in new business clients to US Bank. We're looking for candidates that have skills and experience in :

  • Prospecting companies with revenues above $10MM.
  • Working with SBA (7A and 504) loans.
  • Have an established COI (circle of influence) base.
  • Proactively manage an assigned portfolio of clients by staying on top of all renewals, annual reviews, etc.

Responsibilities include :

  • 65-70% of time spent on prospecting and developing new business for the bank.
  • Build, develop, cultivate and manage new and existing relationships with business clients.
  • Recommend financial solutions based on each client's unique goals and needs.
  • Deliver financial expertise and client-centric solutions that build strong, long-term relationships.
  • Grow Centers of Influence network. Typically, these customers are companies up to $25MM in annual revenue and are a mix of pure C&I as well as Developer & Investor Commercial Real Estate.
  • Obtain credit approval on loans within assigned limits and manage both loan and portfolio credit quality.
  • Provide appropriate credit structure recommendations to customers.
  • Utilize our expansive set of products, solutions and services to make recommendations to both prospects & clients.
  • Collaborate with internal partners to deliver a One Bank set of solutions to our business clients.
  • Make appropriate referrals to other internal business units.
  • Basic Qualifications :

  • Bachelor's degree, or equivalent work experience
  • Five to seven years of relevant experience
  • Preferred Skills / Experience :

  • Strong relationship management and business development abilities
  • Well-developed analytical and problem-solving skills
  • Basic knowledge of credit administration, analysis, and credit policy / procedure
  • Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
  • Ability to work effectively with individuals and groups across the company to manage customer relationships
  • Excellent presentation, verbal and written communication skills
  • Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
  • Location : The role offers a hybrid / flexible schedule. If not prospecting and meeting with clients, there's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days.

    Benefits :

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
  • U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

    The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range : $117,725.00 - $138,500.00

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