US Corporates - Credit Analyst, Director, Retail & Consumer - Chicago

Overview At Fitch, we have an open culture where employees can exchange ideas and perspectives throughout the organization regardless of seniority. Your voice will be heard and you can have a real impact. We value diversity and authenticity, encouraging employees to be their true selves. Fitch supports discussions around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) connect employees with others in the organization to offer professional and personal support. With our expertise, we create data and information and produce timely insights to influence decision making in a dynamic, highly competitive market. We innovate to unlock the power of human insights and drive value for our customers. There has never been a better time to make an impact, and we invite you to join us on this journey. Role US Corporates – Credit Analyst, Director – Retail & Consumer Fitch’s North American Corporates Group is seeking a Director for coverage of the Retail and Consumer sector, located in New York, Chicago, or Toronto. What You Need to Have Qualitative credentials are meaningful in the selection process. An active intellectual curiosity is critical, with the ability to analyze and explain topics of analytical complexity. Fitch operates in a team-oriented environment, so excellent communication skills, a strong work-ethic, and a results-oriented mindset are essential. What We Offer An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We’ll Count on You To Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors. Develop and maintain comprehensive financial models. Conduct meetings with Retail & Consumer industry management teams. Present analysis of companies to internal credit rating committees. Involve in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports. Write timely and effective research on topical issues. Participate in the evaluation of other credits within Corporates and related credit groups. Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies, etc. Mentor junior members of the Retail & Consumer sector. The role may include managerial responsibilities. What You Need to Have Bachelor’s degree at minimum; MBA or other advanced degree a plus. CFA / CPA preferred. 8 years relevant experience, including coverage or knowledge of the Retail & Consumer sectors. Capital markets and / or credit analysis experience a plus. Employee management experience a plus. Expertise in Excel and Word. Strong analytical, quantitative, and organizational skills. Excellent written and verbal communication skills. Ability to shift fluidly between multiple projects as priorities change. Ability to excel in a team-oriented environment. What Would Make You Stand Out Deep understanding of and keen interest in Retail & Consumer. Professional background in capital markets and / or credit analysis with well-developed financial statement analysis skills. Experience interpreting complex legal documents such as bank agreements and bond indentures. Strong leadership and the ability to proactively interact with various stakeholders, inside and outside the organization. Why Fitch? Fitch Group combines global perspectives to differentiate our work. Our global network enables collaboration across teams and clients worldwide. We value a diverse culture that encourages a free exchange of ideas, ensuring your voice is heard and your work has an impact regardless of seniority. We are building incredible things at Fitch and invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we comprise Fitch Ratings, Fitch Solutions, and Fitch Learning. For more information, please visit our websites : Fitch Ratings : Fitchratings.com, Fitch Solutions : Fitchsolutions.com, Fitch Learning : Fitchlearning.com. Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility, our employees must avoid conflicts of interest. If selected, you will be asked to declare any securities holdings or potential conflicts prior to starting employment. If you or your immediate family have holdings that may conflict with your work, you may be asked to divest prior to beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK & CHICAGO ROLES ONLY : Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits. J-18808-Ljbffraa415a4b-8b21-40fc-a65c-70d2b25ca29a