Commercial Credit Analyst

First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazines 50 best places to work.

At First International Bank & Trust we believe in building lasting relationships through sound financial decisions and personalized service. Were seeking a Commercial Credit Analyst who thrives on analyzing financial data assessing credit risk and supporting our commitment to responsible lending. If youre detail-oriented collaborative and passionate about helping businesses grow we invite you to join our team.

Compensation : $40 - $55 / hr

Key Responsibilities :

• Spread and analyze commercial financial statements for C&I (Commercial & Industrial) and CRE (Commercial Real Estate) loans.
• Evaluate borrower risk and recommend appropriate loan structures for transactions exceeding $.
• Utilize systems such as Abrigo Sageworks to assess credit quality and streamline analysis.
• Build and maintain financial models to project cash flows and assess repayment capacity.
• Prepare comprehensive loan presentations comment sheets and annual reviews for credit committees.
• Collaborate with loan officers by attending client and prospect calls to provide financial insights and strengthen relationships.
• Provide guidance and training to team members on credit analysis best practices.
• Participate in ongoing training and contribute ideas for process improvement.

Position Competencies :

Qualifications :

We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package :

If you are interested in learning more you can apply or if you have questions before applying you can reach out directly at .

Equal Opportunity Employer

Required Experience :

IC

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Hourly

Experience : years

Vacancy : 1

Monthly Salary Salary : 40 - 55