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Underwriting Counsel
Underwriting CounselArdán • Grand Rapids, MI, US
Underwriting Counsel

Underwriting Counsel

Ardán • Grand Rapids, MI, US
7 days ago
Job type
  • Full-time
Job description

Position : Underwriting Counsel at Ardán

Overview

Provides underwriting support, counsel, and authorization to company personnel and agents related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority limits to underwrite title insurance. Guides company personnel in the performance of real estate settlement services and issues underwriting standards and guidelines in accordance with established company processes.

Responsibilities

  • Determine the conditions of the title and insurability by considering the effect of documents such as deeds, mechanics liens, tax liens, judgments, assessments, probates and other matters of record.
  • Protect the company from risk by analyzing recorded documents for ownership accuracy, legal description precision, and potential impact on title. Explain chain of title, exceptions, and requirements to customers and managers.
  • Recognize title defects and formulate curative solution.
  • Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, senior underwriting counsel, or chief underwriting counsel, as appropriate.
  • Review surveys and other proposed documents to be insured, such as mortgages and mortgage modifications.
  • Work closely with the title agent and escrow staff to meet deadlines for closings and assist with answering questions related to issuance of the title commitment and policies.
  • Perform other duties assigned by management.

Required

  • Juris Doctor (JD) required; licensed attorney in good standing in the state of employment with 5+ years title underwriting or related real estate law experience preferred.
  • Familiarity with real estate law.
  • Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process.
  • General knowledge of Federal and State regulations related to real estate title insurance and settlement services.
  • General understanding of underwriting real estate transactions for the issuance of title insurance policies.
  • Ability to collaborate and act decisively; detail oriented.
  • Excellent listening, verbal and written communication skills.
  • Good organizational skills with the ability to multi-task, prioritize and timely follow up.
  • Strong negotiation skills; collaborative team player with the ability to meet deadlines.
  • Creative problem-solver with the ability to apply abstract thinking to complex title issues.
  • Reasoning Ability

  • Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret instructions furnished in written, oral, diagram, or schedule form.
  • Physical Demands

  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Regularly talk or hear; frequently sit; occasionally stand, walk, use hands, reach, climb or balance, stoop or kneel; may lift up to 25 pounds; vision requirements include close, distance, color, depth perception, and ability to adjust focus.
  • Work Environment

  • Moderate noise level typical of office settings. Reasonable accommodations may be made for individuals with disabilities to perform essential functions.
  • Benefits

  • Health, dental, and vision benefits.
  • Employer-paid disability and life insurance.
  • Flexible spending accounts.
  • 401K with company match.
  • Paid time off and company-paid holidays.
  • Wellness resources.
  • Note : This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the role.

    About Ardán, Inc., A Community Of Companies

    Ardán is a family of companies that make real estate closings faster, simpler, and safer through technology-driven solutions, sound underwriting, and exceptional customer service. Our brands—Westcor, Grid151, GridBase, and X1 Analytics—are dedicated to using technology to streamline and improve every step of the closing process.

    Westcor : Website : wltic.com

    Grid151 : Website : grid151.com

    X1 Analytics : Website : x1analytics.com

    GridBase : Website : gridbase.io

    Seniority level : Mid-Senior level

    Employment type : Full-time

    Job function : Legal

    Industries : Insurance

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    Underwriting Counsel • Grand Rapids, MI, US

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