Market President
Description
Develop and manage new and existing commercial customer relationships through cross-selling appropriate banking products and services. Manage portfolio ensuring proper risk is assessed and in compliance with appropriate regulations, laws, and bank policies. Cultivate external relationships with centers of influence and business owners in the local community. Responsible for developing and managing a portfolio of new and existing commercial clients with credit needs in excess of $250,000 and developing fee-based income relationships consistent with the Bank’s strategic goals and objectives.
ESSENTIAL JOB RESPONSIBILITIES ( List the 8-10 most important job responsibilities )
1. Work with business owners, management, or designated advisors in analyzing borrowers’ financial and operating strategies to recommend credit solutions to meet their immediate and long-term capital needs.
2. Work proactively to generate additional non-interest income through opening new deposit accounts and treasury management products.
3. Manage, maintain, and service a large loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintain ongoing communication with customers to remain current on operating strategies and related capital needs and obtain updated financial information as needed.
4. Assist in the development of structures and negotiation of loans and / or agreements to include the terms, pricing, special conditions, and interest rates for commercial accounts.
5. Assist in the facilitation to the loan committee or approving officer; oversee the loan documentation and closing process.
6. Provide support in the management of complex loan portfolios in market, and lead relationship banker team in business development strategy and activity.
7. Participate and support appropriate community initiatives and civic events to promote goodwill and obtain new business, as well as our duty to community impact and economic development.
8. Maintain current knowledge and follow all bank financial and security regulations and procedures.
9. Embody, embrace, and demonstrate InBank’s Core Values : Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
10. Other duties as assigned
Requirements
JOB REQUIREMENTS : (Identify the minimum education, experience required to perform the job.)
Education :
Bachelor’s Degree (preferred Finance, Accounting, Economics or another relevant field), OR relevant work experience
Work Experience :
5+ years of experience in commercial banking experience
Supervisory Experience :
N / A
Licenses / Accreditations :
None required
Computer Skills :
Intermediate skills with Microsoft Office Suite and CRM systems
Other Requirements :
Strong knowledge of and experience in C&I, banking loans, deposits, treasury management, lending techniques and practices. Knowledge of compliance with federal and state regulations pertaining to commercial banking. Strong knowledge of banking products and services. Excellent communication, interpersonal, consultative sales, and presentation skills. Business development, relationship management, and lead generation skills. Ability to effectively communicate and make effective presentations to prospective customers and company principals, existing customers, banking officials, and community leaders. Ability to handle multiple tasks simultaneously in a fast-paced, diverse, and growth-oriented environment. Occasional travel may be required for meetings / trainings. Must be able to use fingers, hands, and wrists for repetitive tasks such as typing, using a mouse, handling paper, and operating a telephone.
Preferred Skills / Experience
Critical thinking and problem solving. Strong attention to detail and accuracy; professional and courteous communication skills. Ability to effectively communicate between key internal business partners.
SPECIFIC DUTIES AND RESPONSIBILITIES :
Customer Service :
Strong emphasis on excellent customer service skills; ability to work effectively with both internal and external contacts. Maintains confidentiality in handling customer and bank information.
Financial :
Proficient knowledge of commercial banking, economics, accounting, and finance
Administrative Duties :
N / A
Autonomy :
Ability to analyze and interpret data and formulate sound business decisions.
Employees Supervised :
Yes – team level
Budget Responsibility :
Marketing and Business Development
Compensation details : 100000-175000 Yearly Salary
PIe91f12cff7c2-26276-38930419
Market President • Colorado Springs, Colorado, United States, 80902