Mortgage Lender-California

California Mortgage Lender Opportunity

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background, and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards. We are looking for a seasoned Mortgage Lender to join our California team. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers, and branches.

Essential Functions :

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals form real estate agents, builders, developers, and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires, and other information.
• Obtains and review pertinent financial and credit data.
• Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
• Ensures any re-disclosures are made timely.
• May order appraisals through our systems, arrange for title search and obtain necessary documents.
• Responsible to communicate with the customer throughout the process and work with processors through closing.
• Originates residential home loans.
• Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
• Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
• Other duties as assigned.

Qualifications :

Benefits :

Req ID : 068515 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age, sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.