Credit Analyst I

Job Description

Job Description

Location : Evansville, Indiana On-Site (this position is not remote)

Summary / objective

The Credit Analyst is a self-motivated individual responsible for the production of commercial credit analysis for new and existing loans. In addition, they are equally as responsible for the management of the IMCU Commercial Services portfolio. They work closely with loan officers, borrowers, and IMCU personnel to ensure rapid response to loan requests. Implements and follows loan review policy and accepted loan review standards.

Essential functions

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

• Responsible for accurately analyzing commercial credits as assigned by the Team Lead
• Maintain awareness of new and changing underwriting guidelines and industry regulations
• Prepares weekly and quarterly department reports
• Develop solid understanding of underwriting and tracking software
• Monitor weekly exception reports within the business loan portfolio
• Develop in-depth knowledge of the portfolio and members within a given relationship
• Work closely with Commercial Lenders to help structure deals and assess risks on new money requests as well as ongoing risks within their existing portfolios

Competencies

Supervisory responsibilities

Work environment

Physical demands

Travel required

Minimal

Required education and experience

Other duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.