Commercial Underwriter - UT or ID (In Office)

Portfolio Manager

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless come for a job, stay for a career. This is an in-office role with the office being located in either Utah or Idaho. The ideal candidate for the Portfolio Manager will have the skills and experience necessary to fulfill the following responsibilities and qualifications :

Manage and service a portfolio of existing loan relationships.

Expand and build relationships with a high degree of resultant customer satisfaction.

Ensure financial statements are spread and analyzed, address industry risks, monitor collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitor credit performance, and assist with loan presentations.

Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.

Keep informed of financial and market trends in the portfolio and analyze those trends for the effect they will have on the portfolio.

Assists bankers with new and existing loan requests and other special projects.

Perform other duties as assigned.

Qualifications :

Requires a bachelor's degree in Finance, Business, or other related field and 2+ years of banking, relationship management, lending, underwriting and credit experience or other directly related experience.

An equivalent combination of education and experience may meet qualifications.

Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.

Knowledge of banking products, services, policies, procedures and regulations.

Solid credit skills in underwriting, financial modeling, valuations and adherence to policy.

Requires solid customer service, relationship, organizational, analytical and creative problem-solving skills.

Ability to meet deadlines.

Must have solid communications skills, both verbal and written.

Knowledge of various software applications including word processing and spreadsheets.

Benefits :

Medical, Dental and Vision Insurance - START DAY ONE!

Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

Paid Training, Paid Time Off (PTO) and Paid Federal Holidays

401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

Mental health benefits including coaching and therapy sessions

Tuition Reimbursement for qualifying employees

Employee Ambassador preferred banking products

Employees may, at the company's discretion, be eligible to receive a cash bonus award

Salary Range : (depending on experience) $90,488 to $120,650

Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.