Commercial Casualty Litigation Adjuster (Remote)

Job Information

Mobilitas, a commercial insurance company created by CSAA Insurance, seeks motivated, innovative individuals to help reimagine commercial insurance. We are actively hiring for a Commercial Casualty Litigation Adjuster (Remote).

Your Role : As a Commercial Casualty Litigation Adjuster, you will be assigned as owning adjuster when injury exposures are identified. Claims will include catastrophic injuries, fatalities, and litigation. You will manage the claim through conclusion, including trial, and may own claims within other specialized lines of business or during catastrophes. You will provide input and direction to defense counsel and be responsible for ultimate resolution through settlement authority and negotiations with limited oversight. You will manage defense costs and indemnity. You may handle first party non-liability-based injury claims (Medical Payment, PIP, Inland Marine, auto physical damage).

Your Work :

• Assigned as owning adjuster when injury exposure is identified.
• Handles complex 1st and 3rd party auto liability cases involving injury, including complex litigated cases with defense attorney involvement.
• May handle 1st party medical payment and PIP claims.
• Responsible for managing, investigating, and negotiating claims, including collaborating with defense counsel to identify strategy for negotiations. Provides input as the face of the organization via phone or video or in-person at mediations and settlement conferences for litigation claims.
• Interacts directly with defense counsel providing direction and authority for resolution (i.e., settle or go to trial) and ensures appropriate outcome balancing defense costs and indemnity on litigation claims.
• Making coverage determinations and advising customers as to proper course of action related to coverage issues.
• Conducting investigative work of a complex nature (interviewing witnesses; obtaining and analyzing evidence, including medical records; deciding whether an independent medical examination is warranted; etc.).
• Direct defense counsel in non-litigated or litigated claims.
• May require appearing at and representing the insureds at arbitrations and trials.
• May require testimony in a deposition setting.
• Evaluate defense counsel fees and cost for reasonableness and resolve.
• Evaluating potential for subrogation and initiating initial notice of subrogation request.
• Making final decisions to settle within settlement authority, without supervisory approval, and developing negotiating strategies.
• Presenting cases in Committee setting when seeking above settlement authority level; thereafter, independently negotiating and settling the claim.
• Developing and presenting executive summaries on individual claims to external clients and internal executives in a virtual setting to gain alignment on next steps and settlements.
• Handles most commercial product types including auto, fleet, last mile delivery, and trucking. Handles claims in most geographic venues and for vehicles including auto, motorcycles, scooters, recreational vehicles, trucks, and remote-controlled delivery vehicles.
• Understands and handles claims in line with applicable insurance program agreements and claim service level agreements.
• Mentors, trains, and coaches other adjusters.

Required Experience, Education, & Skills :

What would make us excited about you?

Mobilitas Careers

At Mobilitas, we are devoted to protecting our customers, our employees, our communities, and the world. We are on a climate journey to do better for people, business, and our planet, taking bold action and leading by example. We celebrate colleagues' different abilities, sexual orientation, ethnicity, and gender, and we are committed to inclusion and belonging. Everyone is welcome and supported in their development at all stages of their journey with us. We are an equal opportunity employer.

Join us if you…

Recognition : We offer a total compensation package, performance bonus, 401(k) with company match, and more. Read about what we offer at careers.mobilitasinsurance.com.

Location : remote, hybrid, or in-person options. We will communicate via email; please check your inbox and spam folder for updates. Applicants must have authorization to work indefinitely in the US. This role is remote anywhere in the United States with exceptions for Hawaii and Alaska.

Additional information

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If a reasonable accommodation is needed to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com

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