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Universal Banker
Universal BankerMidWestOne Bank • Muscatine, IA, US
Universal Banker

Universal Banker

MidWestOne Bank • Muscatine, IA, US
30+ days ago
Job type
  • Full-time
Job description

Universal Banker I

Small enough to care. Big enough to deliver.

Responsibilities

  • Processes teller counter transactions with a variety of complexity and helps to answer customer questions and service needs.
  • Recommends appropriate retail accounts and services by explaining unique features and benefits to the customer.
  • Informs customers of services offered by other business lines and connects customer to an appropriate banker, when appropriate.
  • Uses bank technology and resources to keep customer information current and inform them of additional ways we can meet their needs.
  • Overcomes customer concerns and resolves any complaints related to deposit account transactions.
  • Assists customers with a variety of retail service needs including but not limited to :

Personal ATM / Debit cards (i.e. ordering and closing cards, resolving transaction errors, handling fraudulent transactions);

  • Overdraft protection services;
  • Handling of check orders;
  • Updating address and customer contact information;
  • Handling wires and other electronic transfers;
  • Establishing personal online banking services and assisting with basic navigation questions.
  • Serves as a resource to assist less experienced staff with transactions as needed; handles and is accountable for overrides processed with those transactions.
  • Locates and resolves offages for self and assists with other retail associates, as needed.
  • Performs a variety of branch operational duties on a daily, weekly, monthly basis (i.e. opening closing duties, balancing of accounts, completion of night drop and mail logs, etc.).
  • Serves as backup support for basic account opening and ownership updates.
  • May fill in at various retail branch locations, as needed.
  • Actively participates in community events to represent MidWestOne Bank, assists with customer outreach, and demonstrates support for company culture.
  • Performs other duties as assigned.
  • Qualifications

  • High school degree or equivalent with some related work experience.
  • In addition to education, prefer 1-2 years of experience in a customer service-related role.
  • Banking or financial experience is preferred.
  • The Perks!

  • Competitive base compensation with additional performance-based incentives.
  • Career development and continuous learning opportunities.
  • Paid Time Off, Paid Holidays, Parental / Grandparent Leave, and more.
  • 100% vested 401(k) Retirement Plan with 6% company match.
  • Medical, Dental, and Vision insurance.
  • Flex spending plan & Health savings accounts with employer contribution.
  • Student Loan Debt Reduction Program.
  • Employer provided group life insurance with option to purchase additional life insurance for you and your family members.
  • Employer provided long term and short term disability insurance.
  • Additional Insurance options to meet your personal needs : Critical Illness and Accident insurance, and Hospital Indemnity.
  • Wellness Program.
  • Free banking services and other financial services discounts.
  • Take Your Dog to Work Day in June.
  • Employee Rally Day- a day of celebration and recognition!
  • RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve.

    Let's build something great, together.

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    Universal Banker • Muscatine, IA, US

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