CCB Group Credit Leader

Senior Credit Delivery Leader

This position supports Middle Market clients (companies owned independently, by mid cap sponsors, institutions, and family offices). Responsible for leading a team that supports and facilitates new loan origination and portfolio monitoring with Truist's Wholesale Credit Delivery team. Whole Credit Delivery partners closing with bankers to execute credit solutions for clients. This team supports complex debt structuring, underwriting and portfolio management for Middle Market Wholesale clients, a core growth strategy for Truist Corporate & Commercial Bank (TCCB). As a senior credit delivery leader, this position is a trusted partner with the originations leadership teams and provides deep industry and market knowledge.

This position is expected to demonstrate strong ideation, negotiation and persuasion skills to interact with external C-level corporate management and private equity clients, and internally with Risk Management.

Essential Duties and Responsibilities :

1. Consistently engages with Head of UW&PM, RPs and CRMs to proactively identify emerging credit issues within the portfolio and challenges the PM organization teammates where appropriate to ensure early detection and initiate risk mitigation actions where appropriate (i.e. capital allocation and decisions around hedging and evaluating Exit opportunities). Regularly demonstrates influence in client and global portfolio decisions; retains a voice among RPs and CRMs.

2. Identification, recruitment, development and retention of engaged, industry leading teammates who are building critical skillsets to meet elevated PM role expectations through regular 1x1 conversations, training, coaching and mentoring as well as inspection. Identifies, identify training needs and execute effective and targeted training.

3. Maintains deep knowledge of relevant industry / region banking portfolios and specific client / situational knowledge of higher profile clients (i.e. LFTs, Tall Trees, Deteriorating Credits), the industry in which they operate and the competitive environment within those industries. Maintains current understanding of market trends including those related to loan structures / pricing and peer lending behaviors. Partner closely with CIG (CIB and CRE) peers to ensure effective delivery of complex financing solutions to Commercial Clients through industry specific lens; responsible for maintaining extensive level of knowledge of Capital Markets solutions, in addition to market trends and business drivers.

4. The leader will be required to engage with internal assurance functions such as SunTrust Audit Services and Credit Review through examinations and other project work. Similarly, engagement with regulatory supervisors during examinations and / or touchpoints will also be a required competency with likely involvement in remediating current / future regulatory matters under the oversight of the risk function.

Qualifications :

Required Qualifications :

1. Bachelor's Degree or an equivalent combination of education and experience. 15+ years of experience in underwriting, portfolio administration, commercial loan credit decision making

2. Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written / verbal communication are essential.

3. 10 years of management experience

Preferred Qualifications :

4. MBA or advanced degree

5. Middle Market segment experience