Risk Officer II - Commercial Credit Regulatory Relations (Remote)

Overview

This is a remote role that may be hired in several markets across the United States.

The Risk Officer serves as a key liaison between the Bank’s commercial credit functions and the Bank’s federal and state regulators. This role will help the Bank prepare for and manage regulatory exams and supervisory interactions, while gaining exposure to senior executives and working across multiple high-profile credit areas. Our commercial credit portfolio is complex, diverse, and among the most interesting in the industry.

Responsibilities

Act as the primary point of contact between internal stakeholders and regulators on Commercial Credit-related matters

Coordinate regulatory exams, requests, and communications in partnership with Credit, Risk, and Audit teams

Develop and manage responses to regulatory inquiries, findings, and follow-ups

Lead or support cross-functional initiatives related to regulatory readiness and process improvements

Prepare senior leaders for interactions with supervisory agencies

Strong organizational skills and the ability to drive workstreams independently

Solid grasp of credit risk and enterprise risk management principles, processes, and controls (Technical expertise in commercial credit not required)

Experience managing complex projects and building or improving processes

Clear and confident communication with executives and regulators

Team-oriented mindset and comfort working in a dynamic, fast-moving environment

Qualifications

• Bachelor's Degree and 6 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting OR High School Diploma or GED and 10 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting

Preferred Qualifications

The ideal candidate will demonstrate strong business judgment, familiarity with banking regulations, and the ability to lead in a fast-paced, matrixed environment.  We’re looking for candidates with experience and success in one or more of the following areas :

Commercial credit administration or credit risk

Supervision and regulation

Internal audit or second-line risk oversight

Complex project or program management within a regulated institution

Leading cross-functional initiatives involving credit, risk, or regulatory topics

Professional certifications are not required, but applicable credential are valued (e.g., Bank commissioning, FRM, CRC, PMP, Six Sigma, etc)

This job posting is expected to remain active for 10 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.

The base pay for this position is generally between $100,000 and $160,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and / or other awards as outlined in the offer of employment.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here : https : / / jobs.firstcitizens.com / benefits

Company Description :

Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

First Citizens Bank. Forever First®. Member FDIC.

Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.