Treasurer

Civista Bank

Description : Position Purpose :

The Treasurer is responsible for managing Civista Bank's balance sheet strategy, liquidity, funding, and interest rate risk. This role is a senior member of the Finance team, overseeing treasury operations, investment portfolio management, and ensures compliance with regulatory requirements. The Treasurer plays a key role in strategic planning, profitability management, and supports the Asset-Liability Committee (ALCO). In addition, the Treasurer will lead initiatives to scale treasury capabilities, enhance technology platforms, and strengthen regulatory readiness.

Key Accountabilities, Responsibilities, and Expectations :

• Asset-Liability Management (ALM) :
• Lead ALCO and manage interest rate risk, liquidity risk, and capital adequacy.
• Develop strategies to optimize net interest margin and balance sheet positioning.
• Assist in engaging external partners and consultants for advanced modeling, stress testing, and best-practice recommendations.
• Liquidity & Funding :
• Oversee daily liquidity management, including FHLB advances, Fed Funds settlements, and wholesale funding.
• Maintain adequate liquidity buffers and manage wholesale funding sources.
• Expand funding diversification strategies to support growth and stress testing.
• Investment Portfolio Management :
• Manage securities portfolio for yield, duration, and credit quality.
• Implement advanced analytics and performance benchmarking as portfolio size increases.
• Ensure compliance with investment policy and regulatory guidelines.
• Collaborate with external advisors and consultants on portfolio strategies, market insights, and performance benchmarking.
• Funds Transfer Pricing (FTP) :
• Implement and support FTP methodology and governance; ensure alignment with profitability and risk objectives.
• Deposit Pricing Oversight :
• Participate in pricing committees; approve exceptions within policy thresholds.
• Monitor exception trends and report to ALCO; develop pricing strategies for competitive markets.
• Regulatory Compliance :
• Ensure compliance with FDICIA, Basel III, and liquidity reporting requirements.
• Prepare for evolving regulatory expectations as the bank grows (e.g., stress testing, liquidity coverage ratios).
• Treasury Operations :
• Oversee daily FHLB and Fed Funds settlements and intraday liquidity monitoring.
• Coordinate updating of rates for indexes, deposit promotions, etc.
• Enhance operational processes through automation and digital tools to improve efficiency, scalability, and accuracy as the bank grows in size and complexity.
• Strategic Planning :
• Provide treasury insights for M&A, branch expansion, and capital planning initiatives.
• Conduct stress testing and scenario modeling for interest rate and liquidity risk.
• Support strategic initiatives for funding diversification and capital optimization.
• Leadership & Collaboration :
• Support and develop finance team members; build capacity for future growth.
• Collaborate with Risk, IT, and Business Units to support strategic goals.
• Engage external consultants and technology partners to ensure best practices and support strategic initiatives.

Requirements :

Qualifications, Knowledge and Skills :

Qualifications :

Physical Requirements :

EOE - Race / Sex / Disability / Veteran

This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.

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