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Credit Analyst, Powersports

Credit Analyst, Powersports

Kawasaki Motors Corp., U.S.A.Foothill Ranch, CA, US
30+ days ago
Job type
  • Full-time
Job description

Credit Analyst, Powersports

Job Category : Kaw Motor Retail Finance

Requisition Number : UNDER002205

Location : Foothill Ranch, CA 92610, USA

Job Details

Description

Key Responsibilities :

  • Assist in developing and implementing underwriting policies and procedures.
  • Evaluate and analyze credit applications to determine risk and approve or decline applications.
  • Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
  • Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
  • Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
  • Maintain accurate and up-to-date records of all underwriting decisions and documentation.
  • Work collaboratively with other team members to achieve departmental goals.
  • Provide excellent customer service and support to dealers and customers regarding financing options.
  • All other duties as assigned.

Qualifications :

  • High school diploma, associate degree or equivalent in Finance, Business, or related field. Previous experience in underwriting is mandatory.
  • A minimum of 3-5 years of experience is recommended.
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint).
  • Remain current on lending regulations and guidelines.
  • Familiarity with Loan Origination Systems (LOS).
  • Strong analytical and decision-making skills.
  • Research and problem-solving capabilities.
  • Excellent communication and interpersonal skills.
  • Act as a resource for dealer and staff questions regarding the KMRF's loan programs.
  • Working knowledge of financial services regulations together with all internal policies and procedures.
  • Working knowledge of various loan structures, payment schedules, amortizations, interest rates.
  • Prepare monthly production reports and provide information to manager.
  • Basic understanding of financial information and lending regulations.
  • Ability to work 100% on-site at our Foothill Ranch, CA office.
  • Profile Differentiators :

  • Experience in founding, co-founding or working in a fast-paced startup environment.
  • Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs).
  • Experience in a FinTech startup.
  • Advanced Professional degree.
  • What We Offer :

    Professional development opportunities Competitive salary based on experience Discretionary incentives to reward the achievement of annual performance objectives Generous vacation policy Generous paid time off Health & wellness initiatives Up to 12 paid company holidays Employee discounts on Kawasaki products

    Hourly Range : $25.00 / hr. - $35.00 / hr., based on experience and qualifications.

    Equal Opportunity : KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin / ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

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    Credit Analyst • Foothill Ranch, CA, US