Payments Technical Architect - Sr Manager

Overview We are seeking an experienced Payments Technical Architect to design, implement, and optimize payment solutions for our clients with a key focus on modernization and embedded payments. The ideal candidate will define technical architectures, ensure scalability, security, and compliance, and collaborate with stakeholders to align payment systems with business goals. This role covers the full client lifecycle, from providing insights to proposing projects and supporting consulting end-to-end engagements.

Responsibilities Lead and execute Accenture's go-to-market strategy for payments modernization

Leverage modern architecture and engineering to design end-to-end payment solutions for commercial and retail banks, networks, and payment processors, ensuring scalability, reliability, and security

Collaborate with senior client business and technical teams (CIO, CTO, LOB leaders) to sell, define and deliver payment solutions that meet complex needs and comply with industry standards

Evaluate and integrate payments APIs and third-party service providers (e.g., Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.)

Ensure compliance with regulatory frameworks and other relevant standards

Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience

Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms

Develop documentation and maintain best practices for payment architecture and integrations

Lead the resolution of technical issues related to payment systems

Stay updated on the latest trends such as CBDC and GenAI, tools, and technologies in the payments domain

Required Consulting experience (preferably 5+ years) - Bachelor's degree in Computer Science, Engineering, or a related field

Proven experience as a Technical Architect or similar role in payments or financial services

Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, ISO 8583)

Strong knowledge of tokenization and encryption standards

Experience with modern architecture and engineering practices (e.g., Domain Driven Design, Event Driven Architecture)

Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture

Excellent communication and stakeholder management skills

Preferred Experience with platforms and payment orchestration layers

Knowledge of fraud prevention technologies and tools

Experience with real-time payment systems (e.g., RTP, FedNow)

Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional)

Compensation and Location Compensation at Accenture varies depending on a wide array of factors. Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below. Applications are accepted on an on-going basis with no fixed deadline to apply. Information on benefits is here : https : / / www.accenture.com / us-en / careers / local / total-rewards

Role Location Annual Salary Range

California $132,500 to $302,400

Colorado $132,500 to $261,300

District of Columbia $141,100 to $278,200

Illinois $122,700 to $261,300

Minnesota $132,500 to $261,300

Maryland $132,500 to $261,300

New York / New Jersey $122,700 to $302,400

Washington $141,100 to $278,200

Accommodation and Equal Opportunity Requesting an Accommodation : Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances. If accommodation is needed to perform essential functions, participate in the recruitment process, or for ongoing employment, please contact us as described in the posting.

Equal Employment Opportunity Statement : We believe that no one should be discriminated against because of differences. All employment decisions are made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis protected by law. Our diversity makes us more innovative and competitive.

Other Employment Statements : Applicants must have work authorization in the United States without sponsorship now or in the future. Candidates currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. A criminal conviction history is not an absolute bar to employment. Accenture is an EEO and Affirmative Action Employer of Veterans / Individuals with Disabilities.

Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

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