Corporate Credit Analyst

Job Title : Corporate Credit Analyst

Location : NYC, NJ (Web Cam Interview)

Duration : Long Term (W2)

H1 Transfer / GC / Citizen

Job Description : Business Overview :

Corporate Credit Management ( "CCM") is a transversal team in support of the approximately 800 Corporate Clients of the North American platform. The CCM team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform. Three functional pillars exist in the team including :

(1) Corporate Credit Team - consists of the Credit Analyst & Account Management organizations which provide sector / transaction specialized risk monitoring for the Corporate platform

(2) Transaction Management - Front Office liaison team for all functional teams. In addition, provides support on complex transaction and project management

(3) Corporate Credit Coordination - coordinates credit process / methodology topics throughout the CCM team and the Corporate platform

Responsibilities :

Responsible for the credit management of assigned corporate client relationships. Specifically :

• Manage and monitor the credit quality of a portfolio of assigned corporate clients including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
• Evaluate clients / transactions for risk-related changes
• Clients consists of US subsidiaries (i.e. "Contributors") of foreign companies (i.e. "Pilots")
• Perform credit analysis and prepare credit memoranda for assigned accounts including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates
• Strong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactions
• Maintain reporting related to the portfolio including pipeline tracking, exposure tracking, and other general reports
• Interact with internal and external auditors during loan examinations
• Interact with other bank branches to coordinate on client strategy
• ttend bank meetings and / or client calls with the Relationship Manager

Minimum Required Qualifications

Preferred Qualifications :