Mortgage Loan Originator

Job Description

Job Description

POSITION OVERVIEW

The Mortgage Loan Originator (MLO) will be responsible for generating and managing a pipeline of mortgage loan applications, guiding clients through the home financing process, and ensuring compliance with all regulatory requirements. This is a remote position , with a preference for candidates based in California . The ideal candidate will have a strong sales background, in-depth knowledge of mortgage products, and a commitment to providing excellent customer service.

POSITION RESPONSIBILITIES

• Develop and maintain relationships with real estate agents, builders, and other referral partners to generate mortgage loan leads.
• Meet with prospective borrowers to assess their financial situation and educate them on mortgage options.
• Guide clients through the mortgage application process, gathering necessary documentation and ensuring timely submission.
• Analyze applicants' financial status, credit, and property evaluations to determine loan eligibility.
• Stay up to date with lending regulations, policies, and market trends to provide clients with accurate information.
• Work closely with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process.
• Achieve or exceed established sales goals and performance metrics.
• Ensure all loan transactions comply with federal, state, and company lending guidelines.
• Perform other duties as assigned.
• Comply fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training

SKILLS / QUALIFICATIONS

EDUCATION / EXPERIENCE

The salary range for this position is $17 - $17.50 / HR + COMMISSION

Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.

US Metro Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.