SBA Credit UnderwriterBanesco USA • Saint Petersburg, FL, US
SBA Credit Underwriter
Banesco USA • Saint Petersburg, FL, US
30+ days ago
Job type
Full-time
Job description
Job Description
Job Description
Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit.
Primary Job Duties
Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA Standard Operating Procedures (SOP 50 10).
Prepare comprehensive SBA credit memorandums that address specific SBA requirements, including business valuation analysis, equity injection verification, and refinance eligibility.
Assist in the structuring of SBA loans to maximize the government guarantee while mitigating risk to the Bank.
Perform underwriting of new and existing commercial real estate loans, mostly for complex requests, to assess the financial condition, repayment capacity, and risks associated with the transaction.
Perform real estate cash flow analysis, global cash flow analysis, and assess the financial condition of guarantors of such transactions.
Perform underwriting of new and existing business loans, mostly for complex requests, to assess the financial condition, operating performance, and repayment capacity of such loans.
Perform financial analysis, projections and industry analysis.
Responsible for obtaining the necessary information in a timely manner from lending officers and other officers of the bank.
Responsible for complying and adhering to the Bank’s Credit Policy and SBA processing requirements.
Responsible for completing the annual training program assigned.
Performs other functions and/or duties as assigned.
Job Requirements
Education: Bachelor’s degree in business and/or Finance or equivalent experience.
Experience: Three (3) to Five (5) years of experience in the Banking industry as a Credit Underwriter with a specific focus on SBA 7a, C&I, CRE, and ABL lending.
SBA Knowledge: Demonstrated knowledge of SBA Standard Operating Procedures (SOP), eligibility requirements, and E-Tran logic.
Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as well as specialized loans which include but are not limited to SBA loans, Asset Based Loans, Construction Loans, etc.
Benefits
Paid Time-Off.
Tuition reimbursement.
Paid parental leave.
Medical, Dental, Vision
401k
Life Insurance
Supplemental Insurances
Short-Term & Long-Term Disability Benefits
Create a job alert for this search
SBA Credit Underwriter • Saint Petersburg, FL, US
Similar jobs
Financial Risk Management Actuary (TAMPA)
USAA • St. Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Senior UM Claims Specialist (TAMPA)
USAA • St. Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Senior Auto Adjuster – Complex Non-Injury (TAMPA)
USAA • Saint Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 9 days ago • Promoted
Inside Senior Property Adjuster (TAMPA)
USAA • Lealman, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 9 days ago • Promoted
Life Actuary– Asset Liability Management Team - Remote Work Flexibility (TAMPA)
USAA • Wildwood Heights, Florida, United States
Remote
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Lead Property Loss Adjuster (TAMPA)
USAA • St. Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Internal Property Damage Assessor (TAMPA)
USAA • Lealman, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Principal Vehicle Insurance Adjuster – Complex Claims (TAMPA)
USAA • Gulfport, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Senior Auto Adjuster – Complex Non-Injury - Focus on empowering military families with financial security (TAMPA)
USAA • Lealman, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Inside Property Adjuster Specialist - CAT Team - Hybrid Work Flexibility (TAMPA)
USAA • ST PETE BEACH, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Injury Adjuster- FPI - Concierge-Level Member Service (TAMPA)
USAA • Gulfport, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Underwriter/Broker
Brown & Brown, Inc. • Saint Petersburg, FL, United States
Full-time
Underwriter/Broker page is loaded## Underwriter/Brokerlocations: St.Petersburg, FL, USAtime type: Full timeposted on: Posted 7 Days Agojob requisition id: R25\_0000001906Built on meritocracy, our u...Show more
Last updated: 30+ days ago • Promoted
Financial Protection Consultant (TAMPA)
USAA • Gulfport, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Sr. Injury Adjuster- UM - Concierge-Level Member Service (TAMPA)
USAA • Saint Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
Auto Adjuster (Mid-Level) – Non-Injury (TAMPA)
USAA • Bay Pines, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 9 days ago • Promoted
Life Actuary– Asset Liability Management Team (TAMPA)
USAA • St. Petersburg, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 9 days ago • Promoted
Advanced Injury Claims Analyst (TAMPA)
USAA • Madeira Beach, Florida, United States
Full-time
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.We seek to be the #1 choice for the military...Show more
Last updated: 4 hours ago • Promoted • New!
SBA Loan Workout Officer
Banesco • St Petersburg, FL, United States
Full-time
SBA Special Assets Business Unit.Responsible for all aspects of managing, maintaining and selling company owned OREO property at a complex level for multiple property types, including single family...Show more