Residential Mortgage Loan Officer

Position Summary

The Mortgage Loan Officer is responsible for managing and growing profitable residential lending relationships. The incumbent will be responsible for originating and pre-qualifying mortgage loans, ensuring that goals are met, adhering to all applicable policies and procedures, and satisfying customer needs.

Essential Functions

• Responsible for originating self-generated mortgage loans in addition to loans referred by Unity Bank referral sources.
• Conduct evaluations of borrowers' financial statuses.
• Counsel prospective borrowers to assist them in obtaining mortgage financing and maintain regular contact with borrower(s) once a pre-qualification has been issued.
• Assist mortgage operations in obtaining documentation for underwriting and closing of submitted applications.
• Provide bank personnel and customers with information on current interest rates and new mortgage products .
• Actively enhance the financial relationship of the mortgagee by cross selling Unity Bank products and services where applicable.
• Contact and develop interpersonal relationships with prospective lead sources such as real estate professionals and prospective borrowers.

Additional Functions

Education and Experience

Licenses and Certifications

Knowledge, Skills, and Abilities

All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability.

This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.

This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload.

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin / nationality, ancestry, religion / religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.

Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.