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Senior Mortgage Loan Processor
Senior Mortgage Loan ProcessorLitFinancial • Troy, MI, US
No longer accepting applications
Senior Mortgage Loan Processor

Senior Mortgage Loan Processor

LitFinancial • Troy, MI, US
30+ days ago
Job type
  • Full-time
Job description

LitFinancial is on a mission to be the most client focused mortgage company in the industry. As of 2025, LitFinancial has earned a perfect 5-star review with the Better Business Bureau and a 4.9 rating with hundreds of reviews from Google by delivering a world class experience. LitFinancial is a dynamic organization built with go-getters who are passionate, hardworking, and honest which fuels an incredible environment.

Position Overview:

As a Senior Loan Processor, you will manage a high-volume loan pipeline from submission through clear to close with minimal supervision. You will act as a subject matter expert and resource to junior processors, ensuring accuracy, compliance, and client satisfaction. This role requires deep knowledge of mortgage guidelines and strong communication with internal and external partners.

Key Responsibilities:

  • Independently process and manage a pipeline of complex Conventional, FHA, and VA loans.
  • Manage a high-volume, purchase-focused pipeline while consistently closing 20–25 loans per month.
  • Analyze and verify all loan documentation for accuracy and compliance.
  • Review and satisfy underwriting conditions and communicate requirements clearly to clients.
  • Coordinate effectively with loan officers, underwriters, and closers to ensure timely closings.
  • Maintain compliance with TRID, RESPA, and company guidelines.
  • Mentor and support junior processors, providing guidance and training as needed.
  • Identify process improvements and contribute to team efficiency initiatives.

Qualifications

  • 3+ years of mortgage loan processing experience (Conventional preferred; FHA/VA a plus).
  • Deep understanding of mortgage lending regulations, TRID, DU/LP, and investor requirements.
  • Advanced proficiency in LOS systems (LendingPad, Encompass, or equivalent).
  • Exceptional organizational and communication skills with the ability to prioritize under pressure.
  • Preferably strong purchase-loan experience with tight contract and closing timelines.
  • Proven ability to handle complex loan files (self-employed borrowers, appraisal or title challenges).
  • High school diploma or equivalent (college degree preferred).

What We Offer

?? Competitive salary: base + performance-based bonuses

?? Comprehensive Benefits: Medical, dental, vision, and life insurance

?? Paid Time Off: PTO + 7 paid holidays

?? 401(k) Plan: Retirement plan through Principal

?? Career growth opportunities and a collaborative team environment!

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Senior Mortgage Loan Processor • Troy, MI, US

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