As a Personal Injury Protection ("PIP") Adjuster, you will be responsible for evaluating and managing claims filed under the Personal Injury Protection ("PIP") coverage of insurance policies. You will investigate claims, assess injuries, negotiate settlements, and ensure compliance with relevant laws and regulations.
Key Responsibilities
- Review and assess PIP claims to determine coverage, liability, and the extent of injuries
- Conduct thorough investigation into the circumstances surrounding each claim, including obtaining medical records, police reports, and statements
- Evaluate the nature and severity of injuries reported by first-party claimants through medical documentation, diagnostic tests, and expert opinions
- Determine the applicability of PIP coverage based on policy terms, state regulations, and the specifics of each claim
- Negotiate fair and equitable settlements with claimants, attorneys, and medical providers to resolve claims effectively
- Maintain detailed and accurate records of claim files, including correspondence, investigation findings, settlement offers, and payment transactions
- Communicate effectively with first-party claimants, legal representatives, medical providers, and other stakeholders to provide updates, address concerns, and facilitate the claims process
- Ensure compliance with all relevant laws, regulations, and company policies throughout the claims handling process
- Provide exceptional customer service to first-party claimants by addressing inquiries promptly and offering assistance throughout the claims process
- Stay abreast of industry trends, legal developments, and medical advancements relevant to PIP claims to enhance expertise and effectiveness in the role
Qualifications
Bachelor's degree or equivalent work experiencePrevious experience in claim adjusting, preferably with a focus on PIP claimsStrong knowledge of insurance principles, coverage types, and regulations governing PIPExcellent analytical skills with the ability to assess complex situations and make informed decisionsEffective negotiation skills and the ability to resolve conflicts and disputesExceptional communication skills, both verbal and written, and the ability to convey information clearly and conciselyDetail-Oriented with strong organizational and time management skillsProficiency in relevant software applications for claims management and documentationNon-standard insurance claims experience preferredPA P&C / All Lines License preferredFirst Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive :
Competitive SalariesCommitment to your Training & DevelopmentMedical and DentalTelemedicine Benefit401k with a generous company matchPaid Time Off and Paid HolidaysTuition Reimbursement Training ProgramsWellness ProgramFun company sponsored eventsAnd so much more!Job Posted by ApplicantPro