Mortgage Underwriter

Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core valuesThrive Together, Act Like an Owner, and Exceed Expectationscultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be certified as a Great Place to Work

Job Summary :

Lendz Financial is seeking an experienced and detail-oriented Non-QM Underwriter to join our growing team. This position is critical to the success of our mortgage operations and focuses on underwriting complex loan files, with an emphasis on Non-QM products such as Bank Statement, DSCR, and Asset Utilization programs. This is a  fully remote position.

Responsibilities :

• Underwrite mortgage loan applications in compliance with investor and company guidelines
• Act as the subject matter expert on all Lendz Financial programs, with a focus on Non-QM products
• Perform an average of 5 underwrites per day, adjusted for volume
• Maintain underwriting queue in accordance with established SLAs
• Achieve and maintain quality benchmarks :

Pre-closing defect rate below 10%

Qualifications :

Bank Statement Programs

Benefits :